1. Gold Collateral: Applicants must possess gold assets meeting purity standards specified by the lender.
  2. Age and Citizenship: Applicants must be legal adults and citizens or residents of the country where the loan is applied for.
  3. Loan Amount: Loan eligibility is determined by the value and purity of the gold collateral, within any maximum limits set by the lender.
  4. Loan Repayment Capacity: While credit scores may not heavily influence eligibility, lenders will assess applicants’ ability to repay based on income and financial stability.
  5. Documentation: Applicants need to provide valid identification and address proof along with any other required documents.