Apply for the Divvy Credit Card to simplify business expenses, earn rewards, set budgets, and track spending—all with no annual fee. Manage your finances today!
Table of Contents
Introduction
The Divvy Credit Card is a business-focused credit solution that streamlines expense management while offering robust rewards and advanced financial tools. Designed specifically for businesses of all sizes, Divvy combines a corporate credit card with smart budgeting and expense tracking software. By integrating these features, it helps companies simplify their financial workflows, control spending, and maximize rewards without the hassle of manual processes.
With no annual fees, customizable spending limits, and real-time expense reporting, the Divvy Credit Card is a modern solution for businesses looking to optimize their financial operations and improve cash flow management.
Key Features of the Divvy Credit Card
Advanced Expense Management [1]
- Real-Time Expense Tracking: Monitor transactions as they happen through the Divvy platform, ensuring up-to-date financial insights.
- Custom Budgets: Set spending limits by team, department, or individual to control expenses and avoid overspending.
- Automatic Categorization: Simplify accounting with automatic tagging and categorization of expenses for seamless bookkeeping.
Flexible Credit Solutions
- No Personal Guarantee Required: Unlike traditional business credit cards, the Divvy Credit Card doesn’t require a personal guarantee, protecting your personal assets.
- Customizable Credit Lines: Credit limits are tailored to your business needs, allowing flexibility while keeping spending under control.
Reward Opportunities
- Earn Points on Purchases: Get rewarded for everyday business spending, with higher earning rates for short-term payment cycles.
- Redeem Rewards Easily: Use accumulated points for travel, gift cards, cashback, and more.
Fee-Free Structure
- No Annual Fees: Enjoy the benefits of the card without any membership or subscription fees.
- No Foreign Transaction Fees: Conduct international business transactions without incurring additional costs.
Integrated Technology
- Mobile and Desktop Access: Manage your card and expenses from anywhere with the Divvy app or web portal.
- Third-Party Integrations: Sync with accounting tools like QuickBooks, Xero, and NetSuite for a unified financial system.
Enhanced Security Features
- Virtual Cards: Generate virtual cards for specific transactions to increase security and minimize the risk of fraud.
- Fraud Monitoring: Benefit from robust protection against unauthorized transactions with real-time alerts and 24/7 support.
Tailored for Businesses
- Team Management Tools: Issue multiple cards to employees with pre-set spending limits and track their expenses individually.
- Simplified Expense Reporting: Eliminate manual reimbursement processes with automated reporting and receipt uploads.
Divvy Rewards Program
The Divvy Rewards Program is designed to give businesses the opportunity to earn valuable points on everyday expenses while managing spending efficiently. With flexible reward options and higher earning rates for early payments, the program benefits businesses of all sizes.[2]
Earning Rewards
- Dynamic Rewards Rates:
- 7x Points on dining transactions.
- 5x Points on hotel bookings.
- 2x Points on recurring software subscriptions.
- 1x Point on all other eligible purchases.
- Higher Rewards for Faster Payments: Businesses that pay off balances more quickly are eligible for increased reward rates, encouraging financial discipline and providing additional benefits.
Redeeming Rewards
- Flexible Redemption Options: Points earned through the Divvy Rewards Program can be redeemed for a variety of rewards, including:
- Travel expenses such as flights and hotels.
- Gift cards for popular retailers.
- Cashback to reinvest in your business.
- No Expiration: Points do not expire as long as your account remains active, giving you the freedom to accumulate and redeem at your convenience.
Advantages for Businesses
- Customizable Spending Plans: Maximize rewards by aligning spending with categories offering higher point values, like dining or travel.
- Streamlined Management: Automatically track reward earnings in real-time through the Divvy app or online portal.
- No Annual Fee: Earn rewards without incurring additional costs, making it a cost-effective tool for businesses.
Expense Management with Divvy Credit Card
The Divvy Credit Card is more than just a payment tool—it’s a comprehensive expense management solution tailored to meet the needs of modern businesses. By integrating powerful software with smart budgeting tools, Divvy simplifies financial workflows, enhances transparency, and empowers businesses to control spending efficiently.
Key Features for Expense Management
Real-Time Expense Tracking
- Monitor every transaction as it happens through the Divvy app or online portal.
- Gain immediate insights into spending patterns, budgets, and account balances.
Customizable Budgets
- Create budgets for teams, departments, or individual employees.
- Set spending limits to ensure expenses align with company policies.
- View spending against budgets in real-time to identify potential overages.
Receipt Management
- Upload receipts directly via the Divvy app for hassle-free recordkeeping.
- Automatically match receipts with transactions to simplify expense reconciliation.
Automated Expense Reports
- Eliminate manual reporting by automating the categorization of transactions.
- Sync with popular accounting tools like QuickBooks, Xero, and NetSuite for seamless financial management.
Virtual Credit Cards
- Issue virtual cards for specific purposes, such as online subscriptions or one-time vendor payments.
- Limit virtual card usage to specific amounts or time frames for enhanced security.
Multi-User Management
- Provide employees with individual cards tied to their roles or budgets.
- Track spending by user and maintain control with customizable permissions.
Detailed Analytics and Reporting
- Access comprehensive dashboards to review spending trends and identify areas to optimize.
- Generate custom reports for financial reviews and audits.
Benefits of Divvy for Expense Management
- Time-Saving: Automating expense tracking and reporting reduces administrative workloads.
- Transparency: Real-time insights promote accountability and prevent unauthorized spending.
- Cost Control: Pre-set budgets and limits ensure spending stays within approved boundaries.
- Enhanced Security: Virtual cards and spending controls protect against fraud and misuse.
Eligibility and Application Process for the Divvy Credit Card
Eligibility Requirements
To qualify for the Divvy Credit Card, businesses must meet specific criteria designed to assess financial stability and operational readiness:
Business Requirements
- Must be a registered business entity (LLC, corporation, or sole proprietorship).
- Demonstrate consistent revenue streams and financial stability.
- Provide a valid Employer Identification Number (EIN) or Taxpayer Identification Number (TIN).
Creditworthiness
- Credit evaluation focuses on the business rather than personal credit.
- No personal guarantee is required, making it suitable for business owners who want to keep personal and business finances separate.
Documentation
- Bank statements and other financial documents may be required to determine eligibility.
- Proof of identity and ownership for the applicant is mandatory.
Application Process
Step 1: Online Application
- Visit the Divvy website to begin the application process.
- Provide basic business information, including legal name, address, and type of business.
Step 2: Submit Financial Information
- Upload relevant financial documents, such as recent bank statements or tax returns, to verify your business’s financial health.
- Divvy evaluates your financials to set a credit limit that suits your business needs.
Step 3: Review and Approval
- Divvy reviews the submitted application and financial details.
- If approved, you’ll receive your credit limit and account details. This process typically takes a few business days.
Step 4: Card Issuance
- Once approved, physical cards will be mailed to your business address.
- Virtual cards are instantly available through the Divvy platform for immediate use.
Tips for a Successful Application
- Ensure your business financial records are up-to-date and accurately reflect your operations.
- Maintain a positive cash flow and healthy bank account balances to demonstrate financial stability.
- Provide complete and accurate information to avoid delays in processing your application.
Fees and APR for Divvy Credit Card
| Fee/Rate | Details |
|---|---|
| Annual Fee | $0 (No annual fee for cardholders) |
| Foreign Transaction Fee | $0 (No additional fees for international purchases) |
| Late Payment Fee | Applicable if payments are not made by the due date (refer to cardholder agreement for details) |
| Returned Payment Fee | Applicable if a payment is returned (amount may vary; check the terms for specifics) |
| Purchase APR | Variable rate based on market conditions; contact Divvy for the current APR. |
| Penalty APR | May apply for late or missed payments; detailed terms provided in the cardholder agreement. |
| Cash Advance Fee | Not available (the Divvy Credit Card does not support cash advances) |
| Balance Transfer Fee | Not available (the Divvy Credit Card does not support balance transfers) |
Divvy’s Impact on Business Credit
The Divvy Credit Card is an effective tool for businesses looking to build and strengthen their credit profile. By providing a credit solution that focuses on financial transparency and responsibility, Divvy enables businesses to establish a solid foundation for future borrowing and financial growth.
Key Ways Divvy Impacts Business Credit
Credit Reporting
- Divvy reports your payment activity to major business credit bureaus, such as Dun & Bradstreet and Experian.
- Consistent, on-time payments help improve your business credit score, signaling reliability to lenders.
No Personal Guarantee
- Unlike many credit cards, Divvy doesn’t require a personal guarantee, which means your business credit—not your personal credit—is affected. This separation protects the personal finances of business owners.
Customized Credit Lines
- Credit limits are determined based on your business’s financial health and cash flow, ensuring you don’t take on more debt than you can manage. Responsible use and repayment of the assigned limit contribute positively to your credit profile.
Building Financial Responsibility
- Divvy’s integrated budgeting and expense management tools encourage disciplined spending and timely payments, fostering habits that strengthen your creditworthiness.
Benefits of Strong Business Credit
- Better Financing Options: Higher credit scores open doors to lower interest rates and larger credit lines from lenders.
- Vendor Relationships: Strong credit can help negotiate better payment terms and discounts with suppliers.
- Business Growth: Improved credit provides access to capital needed for expansion, equipment purchases, or inventory investments.
Tips for Maximizing Divvy’s Credit-Building Potential
- Pay Balances On Time: Consistently pay off your statement balance by the due date to avoid negative impacts on your credit.
- Monitor Spending: Use Divvy’s budgeting tools to keep expenses within limits and maintain a healthy credit utilization rate.
- Regularly Check Your Credit: Keep track of your business credit reports to monitor progress and address any inaccuracies promptly.
Benefits of Using Divvy Credit Card for Businesses
The Divvy Credit Card offers a comprehensive suite of benefits tailored to meet the unique needs of businesses. By combining expense management tools with financial flexibility, Divvy empowers businesses to streamline operations, control spending, and earn rewards.
Financial Management Benefits
No Annual Fee
- Access Divvy’s robust features without the burden of an annual fee, making it a cost-effective solution for businesses.
Customizable Budgets
- Create and manage budgets for teams, departments, or specific projects.
- Set spending limits to maintain financial control and ensure adherence to company policies.
Integrated Expense Management
- Automate expense tracking, reporting, and reconciliation, saving valuable time for finance teams.
- Sync with accounting software like QuickBooks, Xero, and NetSuite for seamless bookkeeping.
Virtual Cards for Enhanced Security
- Issue virtual cards for specific purposes to mitigate fraud risks.
- Set spending and usage limits for additional control.
Rewards and Savings Benefits
Attractive Rewards Program
- Earn up to 7x points on select categories, including dining and travel.
- Redeem points for travel, gift cards, cashback, or other business needs.
Early Payment Incentives
- Enjoy higher reward rates for paying balances early, encouraging financial discipline and boosting savings.
No Foreign Transaction Fees
- Make international purchases without incurring extra charges, perfect for businesses with global operations.
Operational Efficiency Benefits
Real-Time Expense Tracking
- Monitor transactions as they occur, giving you up-to-the-minute insights into spending trends and budget utilization.
Multi-User Access
- Provide employees with individual cards, track their spending, and set customized permissions based on their roles.
Mobile and Online Management
- Manage your account, monitor expenses, and redeem rewards through Divvy’s intuitive mobile app or web platform.
Growth and Credit-Building Benefits
Build Business Credit
- Divvy reports payment history to major business credit bureaus, helping businesses establish and improve their credit profile.
No Personal Guarantee
- Keep personal finances separate, with the card impacting only your business credit.
Scalable Solution
- Suitable for businesses of all sizes, from startups to large enterprises, with flexible features that grow alongside your needs.
Security Features of the Divvy Credit Card
The Divvy Credit Card offers robust security features to protect your business against unauthorized transactions, fraud, and other risks. With advanced monitoring, encryption, and user controls, Divvy ensures your account and financial data remain secure at all times.
Key Security Features
Real-Time Transaction Monitoring
- Divvy continuously monitors your transactions for suspicious activities, such as unusual spending patterns or large transactions.
- Alerts are sent immediately if any irregularities are detected, enabling swift action.
Zero Liability Protection
- Divvy offers zero liability for unauthorized transactions, meaning you won’t be held responsible for fraudulent charges as long as they are reported promptly.
- If your card is lost or stolen, contact customer service immediately to block any further unauthorized charges.
Multi-Factor Authentication (MFA)
- Divvy enhances online account security with MFA. This requires an additional layer of authentication—such as a one-time code sent to your phone or email—before you can access your account.
- MFA ensures only authorized users can log into and manage your account.
Virtual Cards for Specific Transactions
- Issue virtual cards for online purchases, reducing the risk of fraud.
- Virtual cards can be limited to specific amounts or timeframes, further protecting your business finances.
Encrypted Communication
- All communications between your Divvy account and the app or website are encrypted to prevent interception of sensitive information.
- Divvy uses industry-standard encryption protocols to keep data secure during transmission.
Card Lock Feature
- In case your card is misplaced or stolen, you can lock it instantly via the Divvy app or online portal to prevent unauthorized use.
- This feature offers peace of mind, ensuring your business is protected at all times.
Customizable Spending Limits
- Set individual spending limits for employees based on their roles or departments.
- Prevent overspending and ensure that transactions stay within budget by customizing permissions and limits for each cardholder.
Additional Tips for Enhancing Security
- Enable Notifications: Turn on transaction alerts to monitor activity and receive instant notifications.
- Use Strong Passwords: Ensure that your online Divvy account has a unique and strong password to avoid unauthorized access.
- Regularly Monitor Accounts: Routinely review your transactions and credit card statements for any unusual charges.
- Keep Contact Information Updated: Ensure your contact information is up-to-date to receive critical security alerts without delay.
Divvy Credit Card vs. Competitors
When considering a business credit card, it’s important to compare options to find the one that best meets your needs. The Divvy Credit Card stands out for its integration with expense management tools, robust rewards program, and unique features like virtual cards. However, there are other competitors in the market that offer similar or alternative benefits. Below is a comparison of Divvy with a few of its key competitors.
Divvy Credit Card vs. Brex Card
Divvy
- Rewards: Earn up to 7x points on specific categories.
- Expense Management: Offers built-in budgeting and expense tracking tools.
- No Annual Fees: Divvy offers a $0 annual fee.
- Credit Reporting: Reports to business credit bureaus to build your credit profile.
- Unique Features: Virtual cards with customizable spending limits, multi-user accounts.
- Eligibility: No personal guarantee required.
Brex
- Rewards: Up to 8x points on select categories (e.g., travel, dining).
- Expense Management: Advanced integrations with accounting software and detailed analytics.
- No Annual Fees: Also offers no annual fee.
- Credit Reporting: Reports to business credit bureaus, building business credit.
- Unique Features: No personal guarantee and offers cash back options.
- Eligibility: More stringent requirements for businesses with high revenue and more established credit histories.
Comparison:
- Brex offers slightly higher rewards in some categories and more extensive travel perks.
- Divvy shines with its customizable virtual cards and excellent expense tracking features.
- Both cards offer no personal guarantee, but Brex might be more suited for established businesses with higher revenues.
Divvy Credit Card vs. American Express Business Cards
Divvy
- Rewards: Up to 7x points on select purchases.
- Expense Management: Comprehensive tracking and budgeting tools integrated into the platform.
- No Annual Fees: No charge for having the card.
- Credit Reporting: Reports to business credit bureaus to help build credit.
- Unique Features: Virtual cards, customizable spending controls.
- Eligibility: No personal guarantee required.
American Express Business Cards
- Rewards: Up to 4x points on certain purchases, like travel and advertising.
- Expense Management: Robust tools through American Express Open, but more manual than Divvy’s automation.
- Annual Fees: Most cards have an annual fee (e.g., $95 for the Blue Business Plus card).
- Credit Reporting: Reports to both business and personal credit bureaus (depending on the card).
- Unique Features: Travel perks, access to Amex business lounges, and customer support.
- Eligibility: Requires personal credit check for approval; personal guarantee may be needed.
Comparison:
- Divvy’s key differentiator is its expense management system, with automated budgeting and integration into accounting software.
- American Express has more established brand loyalty, offers exclusive travel perks, but requires a personal guarantee and has annual fees.
- For businesses prioritizing simple expense tracking and no personal guarantee, Divvy is a strong contender.
Divvy Credit Card vs. Capital One Spark Business Credit Cards
Divvy
- Rewards: Up to 7x points on business-related purchases.
- Expense Management: Real-time monitoring and automatic expense tracking.
- No Annual Fees: $0 annual fee, making it a cost-effective option.
- Credit Reporting: Reports to business credit bureaus to help establish business credit.
- Unique Features: Virtual cards with custom spending limits.
- Eligibility: No personal guarantee required.
Capital One Spark Business Cards
- Rewards: 1.5% cash back on all purchases.
- Expense Management: Basic reporting tools but lacks the integrated budgeting features of Divvy.
- Annual Fees: Some cards have a fee (e.g., $95 for Spark Miles cards).
- Credit Reporting: Reports to business credit bureaus to help build business credit.
- Unique Features: Travel benefits with Spark Miles, no foreign transaction fees.
- Eligibility: Requires personal guarantee.
Comparison:
- Divvy offers a better rewards program, particularly in business-specific categories, and excels in expense management tools.
- Capital One Spark offers solid cash-back rewards, but lacks the same level of integrated tools for managing expenses.
- If travel perks and straightforward cashback are more important, Capital One may be a better fit, but for businesses that value tracking and control, Divvy excels.
Divvy Credit Card vs. Chase Ink Business Cards
Divvy
- Rewards: Earn up to 7x points on specific categories.
- Expense Management: Comprehensive integration for real-time budget tracking.
- No Annual Fees: $0 annual fee.
- Credit Reporting: Helps build business credit.
- Unique Features: Virtual cards and customizable spending limits.
- Eligibility: No personal guarantee required.
Chase Ink Business Cards
- Rewards: Up to 5% cash back on specific categories (e.g., travel, office supplies).
- Expense Management: Some reporting features, but not as comprehensive as Divvy’s integrated tools.
- Annual Fees: $95 for the Ink Business Preferred card.
- Credit Reporting: Reports to business credit bureaus.
- Unique Features: Travel and purchase protection benefits.
- Eligibility: Requires personal guarantee for approval.
Comparison:
- Chase Ink offers higher rewards in certain categories, particularly travel, and provides travel protection benefits.
- However, Divvy offers more comprehensive expense management tools and virtual card features, making it better for businesses that prioritize control over spending.
- If you want high rewards on specific categories and business benefits like travel protection, Chase Ink is a great option. For all-around financial management, Divvy stands out.
Customer Support and Assistance for Divvy Credit Card
Divvy offers robust customer support and assistance to ensure businesses using its credit card have a smooth and efficient experience. Here’s what you can expect in terms of support:
Customer Support Channels
- Phone Support: Divvy offers dedicated phone support for immediate assistance. Their support team can help with issues like billing, technical difficulties, and general account inquiries.
- Email Support: For less urgent inquiries, businesses can reach out to Divvy’s support team via email. This channel is ideal for detailed requests, account reviews, or troubleshooting.
- Live Chat: Divvy provides live chat support on their website, allowing users to quickly communicate with a representative during business hours.
- Help Center: Divvy’s online Help Center is a comprehensive resource with FAQs, guides, and tutorials to assist users in managing their account, rewards, and expenses.
Support Features
- 24/7 Access: While phone support may have business hours, you can access Divvy’s online resources at any time, providing support outside of regular hours.
- Multilingual Support: Divvy offers support in multiple languages to accommodate businesses with diverse teams.
- Account Assistance: For issues related to payment disputes, card security, or reward tracking, Divvy has specialized teams ready to help.
Security and Fraud Support
If you suspect fraud or unauthorized transactions, Divvy’s customer support team can assist with freezing your account, issuing a new card, and resolving the issue. Their fraud protection team works to ensure unauthorized charges are investigated and managed swiftly.
Community and Online Support
- Community Forum: Divvy offers a user community where business owners can share tips, ask questions, and receive advice from fellow cardholders and Divvy experts.
- Social Media Support: Divvy is active on social media platforms like Twitter and Facebook, where users can ask for help or stay updated on new features and promotions.
Conclusion
The Divvy Credit Card is a top choice for businesses seeking a powerful combination of expense management, rewards, and financial control. With its intuitive integration of budgeting tools, real-time transaction tracking, and customizable virtual cards, Divvy streamlines the financial management process for companies of all sizes. The card’s no annual fee, robust rewards program, and the ability to build business credit make it an attractive option for small businesses and startups.
What sets Divvy apart from competitors is its emphasis on easy-to-use tools that simplify expense reporting, spending oversight, and team collaboration. Additionally, Divvy’s ability to offer flexible credit limits and provide detailed spending insights provides business owners with greater control over company finances.
While competitors like Brex, American Express, and Chase Ink offer excellent options for specific needs like travel perks or higher rewards in certain categories, Divvy excels in helping businesses organize expenses, track budgets, and manage spending efficiently.
ZULILY CREDIT CARD
FAQs About Divvy Credit Card
What is the Divvy Credit Card?
The Divvy Credit Card is a business credit card designed to help companies manage their expenses, earn rewards, and track spending in real-time. It offers tools for budget control, customized spending limits, and integration with accounting software.
Are there any annual fees for the Divvy Credit Card?
No, the Divvy Credit Card does not have an annual fee, making it a cost-effective option for businesses looking to manage their finances without extra charges.
What rewards can I earn with the Divvy Credit Card?
With the Divvy Credit Card, you can earn up to 7x points on specific purchases, such as business expenses, travel, and office supplies. Points can be redeemed for cash back, travel credits, or other rewards.
Can I set spending limits for different team members using Divvy?
Yes, Divvy allows you to create virtual cards for individual team members and set custom spending limits. This helps maintain control over company expenses and ensures budget adherence.
How does the Divvy Credit Card help with expense management?
The Divvy Credit Card integrates with accounting software and offers real-time expense tracking. You can categorize purchases, monitor spending trends, and manage budgets with ease, all from a single platform.
Does the Divvy Credit Card report to credit bureaus?
Yes, the Divvy Credit Card reports to business credit bureaus, which can help you build or improve your business’s credit score as you use and repay the card.
How can I apply for the Divvy Credit Card?
You can apply for the Divvy Credit Card directly on their website. The application process typically involves submitting your business information, and approval is often quick, especially for businesses with established credit.
Is there a personal guarantee required for the Divvy Credit Card?
No, Divvy does not require a personal guarantee to apply for the card, which helps separate personal and business finances.
How can I manage my Divvy Credit Card account?
You can manage your Divvy Credit Card through the online portal or mobile app. Both platforms allow you to track expenses, view transactions, manage budgets, and request additional virtual cards.
What should I do if I suspect fraud on my Divvy Credit Card?
If you suspect fraud, contact Divvy’s customer support team immediately to report unauthorized transactions. You can also lock or freeze your card through the mobile app or online portal while the issue is resolved.
Can I use the Divvy Credit Card for international purchases?
Yes, the Divvy Credit Card can be used for international purchases, and there are no foreign transaction fees, making it a convenient option for businesses that need to make purchases abroad.
How do I redeem my rewards points?
You can redeem your Divvy rewards points for a variety of options, including cash back, travel credits, or gift cards. Rewards can be accessed through the online portal or mobile app.
What is the Divvy Credit Card?
The Divvy Credit Card is a business credit card designed to help companies manage their expenses, earn rewards, and track spending in real-time. It offers tools for budget control, customized spending limits, and integration with accounting software.
Are there any annual fees for the Divvy Credit Card?
No, the Divvy Credit Card does not have an annual fee, making it a cost-effective option for businesses looking to manage their finances without extra charges.
What rewards can I earn with the Divvy Credit Card?
With the Divvy Credit Card, you can earn up to 7x points on specific purchases, such as business expenses, travel, and office supplies. Points can be redeemed for cash back, travel credits, or other rewards.
Can I set spending limits for different team members using Divvy?
Yes, Divvy allows you to create virtual cards for individual team members and set custom spending limits. This helps maintain control over company expenses and ensures budget adherence.
How does the Divvy Credit Card help with expense management?
The Divvy Credit Card integrates with accounting software and offers real-time expense tracking. You can categorize purchases, monitor spending trends, and manage budgets with ease, all from a single platform.
Does the Divvy Credit Card report to credit bureaus?
Yes, the Divvy Credit Card reports to business credit bureaus, which can help you build or improve your business’s credit score as you use and repay the card.
How can I apply for the Divvy Credit Card?
You can apply for the Divvy Credit Card directly on their website. The application process typically involves submitting your business information, and approval is often quick, especially for businesses with established credit.
Is there a personal guarantee required for the Divvy Credit Card?
No, Divvy does not require a personal guarantee to apply for the card, which helps separate personal and business finances.
How can I manage my Divvy Credit Card account?
You can manage your Divvy Credit Card through the online portal or mobile app. Both platforms allow you to track expenses, view transactions, manage budgets, and request additional virtual cards.
What should I do if I suspect fraud on my Divvy Credit Card?
If you suspect fraud, contact Divvy’s customer support team immediately to report unauthorized transactions. You can also lock or freeze your card through the mobile app or online portal while the issue is resolved.
Can I use the Divvy Credit Card for international purchases?
Yes, the Divvy Credit Card can be used for international purchases, and there are no foreign transaction fees, making it a convenient option for businesses that need to make purchases abroad.
How do I redeem my rewards points?
You can redeem your Divvy rewards points for a variety of options, including cash back, travel credits, or gift cards. Rewards can be accessed through the online portal or mobile app.
