Bajaj Housing Finance Share Price Today: Live & Target Info

Get the latest Bajaj Housing Finance share price, expert target forecasts, technical trends and investment insights to help you make informed trading decisions.

The Bajaj Housing Finance share price is down to ₹121.23 today, and down by 0.33%. This share has been one of the more volatile shares over the previous year, pricing from a low of ₹103.10 to a high of ₹188.50. As one of the major players in India’s housing finance industry, Bajaj Housing Finance is one of the dominant firms in India’s housing finance sector and closely monitored by investors and analysts alike.

In this blog post we will explore everything you need to know about the share price of Bajaj Housing Finance, current prices, expert predictions and technical indicators.

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Overview of Bajaj Housing Finance

Bajaj Housing Finance Limited (BHFL), a 100% owned subsidiary of Bajaj Finance, is a rapidly growing housing finance company in India. BHFL is focused on home loans, loans against property and other real estate-based financing products. BHFL is gaining popularity among home loan borrowers and real estate investors as a housing finance provider. 

With a strong parentage, disciplined risk management, and stable financial performance; BHFL is worth monitoring in the stock exchange in India. Thus, the bajaj housing finance share price is a thing of interest to retail and institutional investors alike{1}.

Current Performance and Market Sentiment

Currently, the bajaj housing finance share price is at ₹121.23, down ₹0.40 on the day. This amount may look like a minor correction; however, this is part of a trend of consolidating share prices between ₹115 – ₹125 over the past weeks.

Key Metrics:

• Market Capitalisation: 1.06 lakh crore
• PE Ratio: 46.3 (increasingly higher than industry peers)
• Dividend %: 0
• 52-week price range: ₹103.10 – ₹188.50
• Volatility: Medium to High
• Beta: 1.1 (moderate volatility)

This shows that the share price will not be appropriate for conservative, dividend-seeking investors; however, if a long-term opportunity for capital appreciation is appealing.

Why the Share Price Moves

• Bajaj Housing finance share price is affected by a combination of internal business performance and external macro-financial factors:

Internal Factors:

• Quarterly Results: The reported profit for Q4 FY25 was ₹587 crore, an increase of 54% YoY.
• Asset Under Management (AUM): Continued to grow steadily so that people are gaining confidence.
• Operational Efficiency: Excellent EBITDA margins along with high control of NPAs are factoring positively{2}. 

External Factors:

• Interest Rates: As a lending agency, movement up or down by the RBi affects business volumes and profitability directly.
• Real Estate Demand: The business is very much reliant on the housing market.
• Investor’s Sentiment: Global cues, macro domestic policy, and competitor performance all tend to shape the bajaj housing finance share price.

Analyst View and Share Price Target

Let’s break down expert insights and the bajaj housing finance share price target based on available research and estimates.

Consensus Targets:

• Short-term (6–12 months): ₹113 to ₹140
• Mid-term (1–2 years): ₹184 to ₹216
• Long-term (3–5 years): ₹342 to ₹469

Sources:

• TradingView’s analyst consensus places the average target around ₹104.43.
• TipRanks forecasts a range of ₹100–₹140.
• Trademint and MoneyMintIdea, though more bullish, see the stock reaching ₹342+ in 2–3 years and ₹725+ by 2030.

These projections suggest that while the share price of bajaj housing finance may face short-term pressure, there is solid long-term growth potential for patient investors{3}.

Technical Analysis of Bajaj Housing Finance Share

Utilizing technical indicators to gauge market sentiment for the share price bajaj housing finance:

• The EMAs: Bullish crossovers in 5, 10 , 14 and 20 day EMAs show short term strength with consistent trend strength.
• The MACD indicated bearish divergence recently and a potential pullback could occur.
• The RSI is currently neutral, in the 48-52 zone. 
• Support level: ₹117
• Resistance levels: ₹125-128

Comparison with Peers

Bajaj Housing Finance has shown aggressive growth, while trading at a premium for NBFIs (non bank financial institutions) and housing finance companies. In comparison, LIC Housing Finance, HDFC Ltd (now merged with HDFC Bank), Can Fin Homes compare as well as others. 

Key Differences:

• Growth – BHFL’s growth in AUM outpaced peers.
• Price / earnings – BHFL had and has a P/e ratio well above most competitors, which may indicate over priced status.
• Dividend policy – bajaj housing finance, in contrast to HDFC Ltd, has not been paying dividends. This may be alarming for income investors, however significant for growth investing. Possible OTC securities; understanding and transparency is key to increasing economic value.

Taken together, the share price bajaj housing finance represents a position mentality associated with momentum rather than value or income.

Long-Term Investment Potential

For long-term investors, the question is whether the current bajaj housing finance share price is a buying opportunity. Here’s what supports the bullish case:

• Consistent profitability and operational efficiency
• Low gross NPA and prudent lending practices
• Strong parent brand (Bajaj Finance)
• Expanding presence in Tier 2 and Tier 3 cities

However, one must also consider the risks:

• High valuation multiples
• No dividends
• Exposure to interest rate risk
• Overdependence on real estate market sentiment

If entering now, investors should be ready for medium-term volatility while holding for potential upside.

Key Takeaways

• The share price bajaj housing finance is ₹121.23 as of today, reflecting a small daily change. 
• The bajaj housing finance share price is influenced by earnings, rate policy, and sentiment regarding the real estate sector.
• Analysts provide a cautious short term outlook, with bullish long term expectations, including targets in the ₹725 range by 2030.
• The technical indicators suggest a sideways to modestly bullish trend.
• Bajaj Housing Finance shows high growth relative to peers, therefore it is a relatively high valuation stock and is intended for aggressive investors. 

Conclusion

With a strong base, strategic leadership, and performance, Bajaj Housing Finance is certainly a company to keep an eye on moving forward. That said, the current bajaj housing finance share price presently reflects positive expectations to an extreme. Investors should watch key support zones as well news around interest rates prior to new entries. 

Whether you are a long-term investor or short-term trader, knowing the share price bajaj housing finance target and macro triggers is very important in deciding when to enter the stock.

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