If you are a travel junkie and don’t own a travel card yet then you need to sign up for one ASAP! This is because there are numerous benefits you’re missing out on while traveling so frequently without a travel card. If you are wondering which travel card will suit your needs and preferences the best, worry not as we have listed some of the world’s best travel credit cards right here to help you out.
MasterCard Travel Card
With a Mastercard Prepaid Card, you can spend up to the value placed on the card anywhere a Debit Mastercard is accepted.
Other Card Benefits:
- Use Mastercard Prepaid Travel Cards at ATMs, hotels, restaurants, theaters, and other locations where Mastercard debit is accepted.
- Select from a large selection of currencies, and participating retailers will give you cash back.
- You can check your account details, transaction history, and balance online or over the phone using your Mastercard Prepaid Travel Card from any location in the globe.
Visa
When traveling, prepaid cards like Visa Travel Money are a more convenient and safe option than cash or cheques. In place of traveler’s checks, the Visa® Travel Card provides the necessary security together with the simplicity and practicality of a Visa card.
Other Card Benefits:
- Opportunity to earn rewards, enjoy travel perks, get cash back, and build up your credit history.
- Simply decide how much money you want to spend and buy your Visa Travel Money card for that amount.
- In case of an emergency, you can also request a cash advance on your account, subject to transaction approval by your bank. The Visa Customer Service Center will make all necessary arrangements to send you the cash wherever you are through the fastest method available.
Chase Sapphire Preferred
One of the finest credit cards for overseas travel is the Chase Sapphire Preferred® Card due to its ease of use and adaptability. You can use your earned Ultimate Rewards points to book travel straight via the Chase Ultimate Rewards® travel portal, or you can transfer them to one of Chase’s airline and hotel partners for fantastic reclamation values. Additionally, there are no fees for using the Chase Sapphire Preferred® Card overseas, so you can use it safely and without incurring additional costs.
Other Card Benefits:
- Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Ultimate Rewards.
- Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more.
Chase Freedom Unlimited
For both novice point and mile collectors and seasoned award travel professionals, the Chase Freedom Unlimited® is a great rewards credit card. Every purchase made with the card gets cash back, some of which are eligible for bonus earnings, and there is no annual charge.
Other Card Benefits:
- Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
- earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart)
- Earn 3% on dining at restaurants, including takeout, drugstore purchases, and eligible delivery services
Wells Fargo Autograph Card
If you’re looking for a no-annual-fee credit card that earns rewards at a good rate in common everyday categories like restaurants, gas stations, travel, and more, the Wells Fargo Autograph Card might be a wonderful choice.
Other Card Benefits:
With restaurants, travel, gas stations, transit, popular streaming services, and phone plans, the Wells Fargo AutographTM Card earns three points for every dollar spent.
Earn one point for every dollar spent on other purchases.
A welcome bonus of 30,000 bonus points is also included, provided that $1,500 worth of purchases are made within the first three months.
Citi Premier Card
A mid-tier credit card that accrues points in Citi’s adaptable ThankYou Rewards program is the Citi Premier® Card.
Other Card Benefits:
- After spending $4,000 on purchases during the first three months of opening the account, the card comes with a welcome bonus of 60,000 points.
- Earn 3X points on restaurants, supermarkets, gas stations, air travel, and hotels.
- $0 liability on unauthorized charges
- No limit on the points you can earn and points don’t expire
American Express Gold Card
Because of its high rewards rates, the American Express® Gold Card is a wise option for customers who enjoy dining out and traveling.
Other Card Benefits:
Earn 60,000 Membership Rewards® Points
- after you spend $6,000 in eligible purchases on your American Express® Gold Card within the first 6 months of Card Membership.
- 4X points at Restaurants worldwide, plus takeout and delivery in the U.S.
- Add your Gold Card to your Uber account, and you’ll automatically get $10 in Uber Cash each month, for a total of up to $120 per year.
Conclusion
In conclusion, choosing the best travel credit cards depends on your personal needs and preferences. You need to take your travel frequency, expenses, and more such things into consideration before selecting which travel credit card will be the best for you. The recommendations mentioned above for travel credit cards include the top companies in the world hence good service is undeniable. However, it is still important that you read all the terms and conditions of any travel card you choose to ensure that you make the right decision.
Frequently Asked Questions
Who should get a travel credit card?
Travel credit cards are best suited for frequent travelers. This is a result of their increased ability to take advantage of travel benefits and incentives.
How may one become eligible for a travel card?
A decent to exceptional credit score (670 to 850) is required for the majority of travel credit cards, and an outstanding credit score is sometimes required for many premium travel cards.
How should I select a credit card for a trip?
Rewards on a quality travel credit card should equal 1.5% to 2% of your total spending. The rewards rates might rise even further for credit cards with higher yearly fees. Examine the welcome incentives as well.
