Baroda UP Gramin Bank Account Number: A Complete Overview

Baroda UP Gramin Bank is a popular regional rural bank that provides many different banking services to the people of Uttar Pradesh. When it comes to banking with Baroda UP Gramin Bank, it is imperative that one knows how to identify the format of their account number, how to perform a balance enquiry and other important banking services. In this guide, we will provide you with all the information about Baroda UP Gramin Bank account numbers, their format and the easiest ways to perform a Baroda UP Gramin Bank balance check effectively.

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Understanding Baroda UP Gramin Bank Account Number

Baroda UP Gramin Bank has a unique 14-digit account number format for its customers. This means individual account identification which enhances security along with a feature of simplicity in making fund management transactions through different banking mediums.

 This is very different from most traditional account number formats which only have a short-format account number, thus often non-unique, as well as the right-formatted account number matching Association of Banks electronic fund transfers (EFT) initiatives that include fraud resistance, with additional features that creates a better scheme for accuracy and security with your funds.

Breakdown of the 14-Digit Account Number:

1. Branch Code (First Four Digits) – Represents the branch where your account is maintained. This is necessary to identify the exact physical branch location of your account during transactions with other banks. 
2. Product Code (Next two digits) – Indicates the account type such as saving or current. Each product offered by Baroda UP Gramin Bank has a unique product code that allows the bank’s systems to process the transaction quickly and easily once the customer identity has been provided. 
3. Customer Account Number (Last Eight Digits) – Uniquely identifies the customer within that branch. It is the person identifier through the customer’s banking profile. 

Why is the 14-Digit Format Important?

With a 14-digit account number, electronic transfers made using NEFT, RTGS, and IMPS will be made easier and with less possibility of errors as more transactions are done digitally the format lends itself to easier movement for processing between all banking networks. For example, if your account number is 12345677654321: 

• Branch code: 1234 (Identifies the branch)
• Product code: 56 (Identifies the account)
• Customer account number: 77654321 (Your customer account number)

The detailed coding allows for easy tracing which will make it easier to find transaction errors or to check fund transfers.

Baroda UP Gramin Bank Balance Enquiry Methods

It is important that you monitor your account balance regularly for financial planning. Baroda UP Gramin Bank balance check can be done conveniently through various methods.  Here is an overview of the different ways you can check your account balance: 

1. Internet Banking

• Go to the official Baroda UP Gramin Bank website
• Now go to the Internet Banking option and log in using your credentials.
• Once logged in, you will see the “Account Summary” tab that will show you your balance.
• You can also review mini statements and transaction history, and also options for transferring funds. 

2. Mobile Banking

• Download the Baroda UP Gramin Banks Mobile App from the Google Play Store or Apple App Store. 
• Log in using your registered credentials. 
• Open the “Balance Enquiry” to view your balance.
• The app can also allow you to transfer money instantly, pay bills and recharge bills.

3. SMS Banking

• You must have a bank registered mobile number. 
• Send an SMS in the prescribed form to the bank, to the designated number provided by the bank. 
• You will then receive an SMS with your balances. 
• This is a great way to quickly check your balance without the need for a Wi-Fi connection.

4. ATM Balance Enquiry

• Go to any Bank of Baroda or Baroda UP Gramin Bank ATM.
• Insert your ATM card, enter your PIN, and choose Balance Enquiry.
• You will see your balance on-screen and may also receive a printed receipt if you want one.
• The Bank of Baroda balance check number can also be used if you have a linked account.

5. Missed Call Service

To check your balance easily, you can use the Uttar Pradesh Gramin Bank balance check number: 9986454440.

• Call the Baroda UP Gramin Bank Balance Enquiry Number: 9986454440 from your registered mobile number.
• Wait for the call to disconnect automatically.
• Afterward, you will receive an SMS showing your account balance.

This is the fastest way to perform a Baroda UP Gramin Bank balance check without any hassle.

Important Contact Information:

• Head Office Address: Budh Vihar Commercial Scheme, Taramandal, Gorakhpur – 273016
  
• Official Website: barodagraminbank.com
  
• Head Office Contact: 0551-2230240, 2230166
  
• Toll-Free Number: 1800 1800 225
  
• Baroda UP Gramin Bank Balance Check Number: 9986454440
  
• Debit Card Block Number (24×7): 022-26776701, 26776702
  

Conclusion

Baroda UP Gramin Bank provides its customers with various options for checking their balance and conveniently handling their banking. Whether via Internet Banking, Mobile Banking, SMS, or a single missed call, you can access your balance with ease.

Now that you are equipped with the knowledge of how to check your Baroda UP Gramin Bank Account Balance in a dire and effective manner, your banking will be simpler and hassle-free. Visit Paisa Invest for more insights. 

FAQs on Baroda UP Gramin Bank

1. How can I check my balance in Baroda UP Gramin Bank?

You can check balance through Internet Banking, Mobile Banking, SMS Banking, ATM or Missed Call Service.

2. What is Baroda UP Gramin Bank balance enquiry number?

The baroda up gramin bank balance enquiry number is this 9867581644. Call from your registered mobile number and you will receive an SMS of your Balance.

3. Can I check my balance from any mobile number?

No, you have to check your balance from the registered mobile number only.

4. How to change mobile number in Baroda UP Gramin Bank?

You have to visit your nearest branch and submit a request along with your ID proof.

5. Is the baroda up bank balance enquiry number the same for all branches?Yes, the baroda up bank balance enquiry number is same for all branches (0986454440).