Discover the benefits of Rogers Mastercard, including cashback rewards, no annual fee, travel perks, and security features. Apply and maximize rewards today!
Table of Contents
Introduction
The Rogers Mastercard offers an array of perks for those who frequently shop and travel, providing valuable rewards, cashback options, and exclusive benefits. Whether you’re looking to earn points on your everyday purchases or enjoy special offers on travel, this card is designed to offer flexibility and convenience. In this guide, we’ll dive into the key benefits of the Rogers Mastercard, how its rewards program works, and other important features that can help you get the most out of your credit card experience. Whether you’re a seasoned traveler or someone who wants to save on everyday expenses, the Rogers Mastercard has something for everyone.
Types of Rogers Mastercard
Rogers offers several variations of its Mastercard to cater to different spending habits and financial needs. Each card comes with its own set of rewards, benefits, and features designed to provide maximum value for its users. Here are the main types of Rogers Mastercard:
Rogers World Elite Mastercard
The Rogers World Elite Mastercard is the premium option offering the most comprehensive benefits for cardholders. It’s ideal for those who travel frequently and want to earn more rewards on their purchases.
- Key Benefits:
- Earn 3% cashback on eligible purchases made in foreign currencies.
- Earn 1.5% cashback on all other purchases.
- No annual fee for the first year.
- Comprehensive travel insurance, including medical, trip cancellation, and baggage coverage.
- Access to exclusive Mastercard travel benefits.
- Access to Rogers’ annual bonus for cardholders.
Rogers Platinum Mastercard
The Rogers Platinum Mastercard provides a great balance of rewards and low fees, offering cashback on everyday purchases.
- Key Benefits:
- Earn 1.5% cashback on all purchases made in Canada and foreign currencies.
- No annual fee.
- Access to Mastercard benefits like discounts, promotions, and purchase protection.
- Cashback can be redeemed for statement credits or other rewards.
Rogers Mastercard (Basic)
The Rogers Mastercard (Basic) is a simpler, no-frills option for those who are looking for a straightforward credit card with fewer fees but still want to earn rewards.
- Key Benefits:
- Earn 1% cashback on all purchases.
- No annual fee.
- Cashback rewards can be redeemed as statement credits.
- Ideal for those who are looking for a low-maintenance credit card with basic benefits.
Rogers Forward Mastercard
The Rogers Forward Mastercard is designed to provide a higher cashback rate for users who make frequent purchases in specific categories. This card is targeted at those who spend a lot on mobile, internet, and other day-to-day expenses.
- Key Benefits:
- Earn 3% cashback on eligible Rogers products and services.
- 1.5% cashback on all other purchases.
- No annual fee.
- Ideal for individuals with a heavy reliance on Rogers’ services.[1]
Benefits of Rogers Mastercard
The Rogers Mastercard offers a wide range of benefits, making it an attractive option for cardholders seeking rewards, savings, and exclusive perks. Depending on the type of Rogers Mastercard you choose, you can enjoy various features tailored to different spending habits and preferences. Here are some of the key benefits you can expect:[2]
Cashback Rewards
Rogers Mastercard offers cashback on purchases, which can be redeemed for statement credits or other rewards. The cashback rates vary based on the card type and the category of spending:
- Rogers World Elite Mastercard: Earn 3% cashback on eligible purchases in foreign currencies and 1.5% cashback on all other purchases.
- Rogers Platinum Mastercard: Earn 1.5% cashback on all purchases, including foreign transactions.
- Rogers Mastercard (Basic): Earn 1% cashback on every purchase, regardless of category.
No Annual Fee
Many Rogers Mastercard options, including the Platinum and Basic cards, come with no annual fee, making them cost-effective options for cardholders who want to earn rewards without worrying about fees eating into their benefits. For premium cards, like the World Elite Mastercard, the first year is typically free.
Exclusive Travel Benefits
For frequent travelers, the Rogers World Elite Mastercard offers an extensive range of travel-related benefits:
- Travel Insurance: Coverage for trip cancellations, medical emergencies, baggage loss, and more.
- Access to Mastercard Travel Services: This includes discounts, special offers, and concierge services to help enhance your travel experience.
Mastercard Benefits
As a Mastercard cardholder, you get access to a range of benefits through the Mastercard World or Platinum network, which may include:
- Purchase Protection: Protection against theft or damage for eligible purchases made with your card.
- Price Protection: If you buy an item and then find it at a lower price within a specified period, you may be eligible for a refund of the price difference.
- Extended Warranty: Extended warranties on certain eligible purchases.
- Exclusive Discounts: Special offers from brands and retailers that are part of the Mastercard network.
Rogers Offers and Discounts
For those who use Rogers services, the Rogers Forward Mastercard offers extra rewards:
- 3% cashback on eligible Rogers products and services.
- Exclusive Rogers Deals: Access to special promotions, discounts, and offers from Rogers and its partners, making it a great card for those who spend on mobile, internet, and television services.
Easy Rewards Redemption
Earned cashback can be easily redeemed as statement credits, which can help reduce your balance or be used for future purchases. You can also redeem rewards for other benefits, such as travel and merchandise, depending on the card type.
No Foreign Transaction Fees
With the Rogers World Elite Mastercard, you can make purchases in foreign currencies without worrying about foreign transaction fees, which are typically added to international purchases with other credit cards.
Access to Exclusive Events and Offers
Rogers Mastercard holders get access to exclusive events, early access to tickets, and special promotions from various partners. This includes entertainment, travel, and shopping perks.
Flexible Payment Options
Rogers Mastercard provides flexible repayment options, including the ability to convert purchases into easy-to-manage monthly EMI payments, allowing you to spread out large expenses and keep your finances under control.
Security Features
With chip-and-PIN technology, fraud protection, and zero liability for unauthorized transactions, Rogers Mastercard ensures your financial security whenever and wherever you use your card.
Who Should Consider a Rogers Mastercard?
The Rogers Mastercard is designed to meet the needs of a wide range of consumers, making it an appealing option for different types of cardholders. Whether you’re a frequent traveler, a Rogers customer, or simply someone looking for a rewarding credit card, this card can offer a variety of benefits. Here’s who should consider applying for a Rogers Mastercard:[3]
Frequent Travelers
If you travel often, especially internationally, the Rogers World Elite Mastercard can be a great fit. With 3% cashback on eligible foreign currency transactions and comprehensive travel insurance, this card is ideal for those who want to maximize their rewards while traveling. Plus, the lack of foreign transaction fees on international purchases makes it even more appealing.
Rogers Customers
For customers who regularly use Rogers’ services like mobile phones, internet, and cable TV, the Rogers Forward Mastercard offers exceptional value. It gives you 3% cashback on Rogers products and services, which is perfect for those who want to earn rewards on their everyday spending with the brand.
Cashback Seekers
If you’re looking for a straightforward rewards program that offers cashback on all purchases, the Rogers Platinum Mastercard or Rogers Mastercard (Basic) are excellent options. With cashback rates of 1.5% on all purchases, these cards are great for cardholders who want to earn money back without worrying about specific spending categories.
Budget-Conscious Shoppers
The Rogers Mastercard (Basic) offers a simple, no-frills option with 1% cashback on every purchase and no annual fee, making it ideal for those who are looking for a cost-effective way to earn rewards without additional expenses.
Those Seeking No Annual Fee
Many of the Rogers Mastercard options come with no annual fee, including the Platinum and Basic cards, which is a key selling point for those who want to avoid annual fees while still enjoying rewards. This makes it a suitable option for consumers who want a card that delivers value without the extra cost.
Consumers Looking for Flexibility in Rewards Redemption
If you prefer flexibility in how you redeem your rewards, the Rogers Mastercard allows for cashback to be easily redeemed as statement credits. This is perfect for those who want to reduce their outstanding balance or use the rewards toward future purchases.
People Who Value Mastercard Benefits
If you’re looking for additional perks like purchase protection, extended warranty, and exclusive discounts, the Rogers Mastercard provides access to a variety of Mastercard benefits, which are a great bonus for cardholders who value added protections and offers.
Individuals Seeking Security Features
Rogers Mastercard offers robust fraud protection, chip-and-PIN technology, and zero liability on unauthorized transactions, making it an ideal choice for those who prioritize security when using their credit card.
Eligibility Criteria for Rogers Mastercard
To apply for a Rogers Mastercard, there are specific eligibility requirements that you must meet. These requirements ensure that applicants have the financial stability and creditworthiness to handle a credit card responsibly. Here’s what you need to know about the eligibility criteria for different types of Rogers Mastercard:[4]
Age Requirement
You must be at least 18 years old (19 years old in some provinces, like British Columbia and Newfoundland) to apply for a Rogers Mastercard.
Canadian Resident
You need to be a Canadian resident with a valid Canadian address. Non-residents or temporary residents are not eligible to apply for a Rogers Mastercard.
Valid Social Insurance Number (SIN)
You must provide a valid Social Insurance Number (SIN) as part of the application process, which is required for credit card issuers to verify your identity and assess your creditworthiness.
Good Credit History
Rogers typically requires applicants to have a good credit score and history. While specific credit score requirements may vary, a score of 650 or higher is generally preferred for approval. Applicants with lower credit scores or a history of missed payments may face difficulties in obtaining approval.
Stable Income
While no specific income threshold is required for most Rogers Mastercard cards, applicants must demonstrate a stable income (either from employment or self-employment) to ensure they can manage monthly repayments. A stable income also helps determine the credit limit you might receive on the card.
Existing Debt
Rogers may review your existing debt obligations, including other credit cards, loans, or mortgages, when assessing your application. If you have too much outstanding debt, it could affect your eligibility.
Credit Card History
If you’ve had other credit cards in the past, your payment history with those cards will be reviewed. Having a history of on-time payments will help improve your chances of approval.
Rogers Product Usage (for Rogers Forward Mastercard)
If you’re applying for the Rogers Forward Mastercard, it is beneficial to be a current Rogers customer using their products or services. This can enhance your chances of being approved and may even make you eligible for extra rewards on your Rogers purchases.
No Bankruptcy or Default Records
Applicants who have declared bankruptcy or have any defaults on their credit in recent years may be ineligible for a Rogers Mastercard. A clean financial record is an important part of the approval process.
Additional Information
During the application process, you may be asked for additional documents to verify your identity and income, such as:
- Proof of address (e.g., utility bill)
- Proof of employment or income (e.g., pay stubs or tax returns)
- Other financial documents (if applicable)
Application Process for Rogers Mastercard
Applying for a Rogers Mastercard is a straightforward process, and with the right documents and information, you can submit your application quickly. Here’s an overview of the steps involved in applying for a Rogers Mastercard:[5]
Choose the Right Card
Before you begin the application process, take time to select the Rogers Mastercard that best suits your needs. Consider factors such as the type of rewards you want (cashback, travel points, etc.), whether you need travel insurance, or if you’re a Rogers customer seeking additional benefits on Rogers services.
Check Eligibility
Ensure that you meet the eligibility requirements for the Rogers Mastercard you wish to apply for. As a reminder, you must be a Canadian resident, at least 18 years old, have a good credit history, and a stable income to qualify.
Gather Required Documents
To complete your application, you may need the following documents:
- Proof of identity (such as your Social Insurance Number (SIN) and government-issued ID).
- Proof of address (e.g., a utility bill or lease agreement).
- Proof of income (e.g., pay stubs, tax returns, or bank statements).
- Other documents that may be requested to verify your identity or financial information.
Complete the Online Application
The easiest way to apply for a Rogers Mastercard is through the Rogers Bank website. You can fill out the online application form, which will ask for:
- Personal details (name, address, contact information).
- Employment and income details.
- Financial information (current debts, credit history, etc.).
Alternatively, you can apply through the Rogers mobile app or by calling Rogers Bank for assistance.
Review Terms and Conditions
Before submitting your application, be sure to carefully review the card’s terms and conditions, including the interest rates, fees, and rewards structure. This will help you understand the benefits and responsibilities of using the card.
Submit the Application
Once you have completed the application form and reviewed the terms, submit your application online. You will receive an acknowledgment confirming that your application has been received.
Credit Check
Rogers Bank will conduct a credit check as part of the approval process to assess your creditworthiness. This will involve reviewing your credit score and payment history. A good credit score and clean credit history will improve your chances of approval.
Approval and Credit Limit Assignment
Once your application is reviewed, you will either receive an approval or denial. If approved, Rogers Bank will assign a credit limit based on your income, creditworthiness, and financial situation. If approved for a Rogers World Elite Mastercard, for example, you will also receive details about any associated travel benefits or rewards.
Card Issuance
If your application is approved, you will receive your Rogers Mastercard in the mail, typically within 7–10 business days. Upon receiving the card, activate it online or via the Rogers Bank mobile app.
Start Using Your Card
Once your card is activated, you can start using it immediately. You’ll earn rewards on your purchases and enjoy the benefits associated with your card, such as cashback, travel insurance, or Rogers-related perks.
Manage Your Card
After your card is issued, you can manage it through the Rogers Bank online portal or mobile app. Here, you can check your balance, track your rewards, make payments, and manage account settings.
Tips for a Successful Application:
- Ensure all the information you provide is accurate and up to date.
- Make sure you meet the minimum credit score and income requirements for the card you want.
- Take note of any introductory offers or sign-up bonuses that might be available at the time of application.
Rogers Mastercard Fees and Interest Rates
When applying for a Rogers Mastercard, it’s important to understand the associated fees and interest rates, as these factors directly impact the overall cost of using the card. Here’s a breakdown of the typical fees and interest rates for Rogers Mastercard:[6]
Interest Rates
- Purchase Interest Rate: The interest rate on purchases made with your Rogers Mastercard is generally around 19.99%. This applies to all transactions, including regular purchases, if the balance is not paid in full by the due date.
- Cash Advance Interest Rate: Cash advances come with a higher interest rate of 22.99%. This rate applies to any cash withdrawals made using your credit card, including ATM withdrawals or over-the-counter cash advances at a bank.
- Balance Transfer Interest Rate: If you transfer an existing balance from another credit card to your Rogers Mastercard, the interest rate typically remains at 19.99%, unless there’s a special promotional rate.
- Penalty Interest Rate: If you fail to make the minimum payment on time, a penalty interest rate of 24.99% may be applied to any outstanding balance. This higher rate could remain in place for up to 6 months.
Fees
- Annual Fee: The Rogers World Elite Mastercard has an annual fee of $120. However, for those who spend enough on the card, this fee can be outweighed by the rewards and benefits provided. Other Rogers Mastercard products may have lower or no annual fees.
- Foreign Transaction Fee: For purchases made in a foreign currency, a foreign transaction fee of 2.5% is applied. This fee applies to both the exchange rate and the processing of foreign transactions.
- Cash Advance Fee: In addition to the higher interest rate, there’s usually a cash advance fee of 3% (minimum $5) for cash advances, which adds to the cost of withdrawing cash.
- Overlimit Fee: If your credit balance exceeds your credit limit, you may incur an overlimit fee, which typically amounts to around $29.
- Late Payment Fee: A late payment fee of up to $29 may be charged if your minimum payment is not received by the due date.
- Returned Payment Fee: If a payment you make is returned (due to insufficient funds or other reasons), a returned payment fee of $40 may be charged.
- Replacement Card Fee: If your Rogers Mastercard is lost or stolen, a replacement card may incur a fee, typically around $5 to $10.
Grace Period
- Grace Period for Interest: Rogers offers a 21-day grace period on purchases, meaning that if you pay off your full balance by the due date, you won’t incur any interest on those purchases.
Using Rogers Mastercard for International Spending
The Rogers Mastercard is a great choice for international spending due to its rewards program and travel-related benefits. However, there are important details you should be aware of when using the card for purchases abroad. Here’s how to make the most of your Rogers Mastercard while traveling internationally:[7]
Foreign Transaction Fee
When making purchases in a foreign currency, a foreign transaction fee of 2.5% is applied to each transaction. This fee is added to the total amount of your purchase and is charged for any international transactions made, whether online or in-person.
No Foreign Currency Conversion Fees
Though Rogers charges a foreign transaction fee, many Rogers Mastercard cards, such as the Rogers World Elite Mastercard, offer no additional foreign currency conversion fees. This can save you from extra costs commonly associated with currency conversion.
Global Acceptance
Rogers Mastercard is a VISA-branded card, which is widely accepted around the world. Whether you’re shopping, dining, or booking a hotel, you can use your card in most countries without worrying about compatibility or restrictions.
Rewards on International Purchases
You can earn rewards on all your international purchases, just like you would on domestic spending. For example, the Rogers World Elite Mastercard offers 1.5% cashback on all purchases, including those made internationally. This makes it a convenient way to earn rewards while abroad.
Travel Insurance Benefits
The Rogers World Elite Mastercard also offers a range of travel insurance benefits, including coverage for trip cancellation, baggage delays, and emergency medical services. When traveling internationally, these benefits can provide extra peace of mind.
Dynamic Currency Conversion (DCC)
Some merchants may offer Dynamic Currency Conversion at the point of sale, allowing you to pay in your home currency (CAD) instead of the local currency. While it may seem convenient, DCC typically comes with a higher exchange rate and additional fees. It’s often better to choose to pay in the local currency to avoid extra charges.
Currency Exchange Rates
The exchange rate used for international transactions is determined by VISA at the time of the transaction. VISA applies a competitive exchange rate, which is updated daily. Keep in mind that the exchange rate may fluctuate, which can affect the total cost of your purchase when converting to CAD.
Security and Fraud Protection
Using your Rogers Mastercard abroad comes with the same fraud protection as using it at home. The card offers zero liability protection for unauthorized purchases, ensuring that if your card is lost or stolen while abroad, you’re not responsible for fraudulent transactions.
Cash Withdrawals Abroad
If you need to withdraw cash abroad, your Rogers Mastercard can be used at international ATMs. However, cash advances typically incur higher fees (3% of the amount or a minimum fee), as well as higher interest rates (22.99%) than regular purchases. It’s generally better to use your card for purchases rather than for withdrawing cash.
Using Rogers Mastercard for Online International Purchases
Rogers Mastercard is also ideal for online international purchases, whether for booking flights, hotels, or buying goods from international retailers. However, remember that you’ll still be charged the foreign transaction fee (2.5%) and any applicable currency conversion fees.
Managing Your Rogers Mastercard
Successfully managing your Rogers Mastercard involves understanding how to handle payments, rewards, fees, and more. By staying organized and informed, you can make the most of your card’s benefits while avoiding unnecessary charges. Here are some tips and strategies for effectively managing your Rogers Mastercard:[8]
Track Your Spending
To avoid overspending, regularly monitor your account for purchases. Rogers offers various tools, such as mobile apps and online banking, that allow you to keep track of your spending in real-time. Setting a budget and staying within your credit limit will help you manage your finances better.
Make Timely Payments
Paying your bill on time is crucial to avoiding late fees and high interest rates. Rogers Mastercard cards typically have a 21-day grace period for purchases, meaning that if you pay your balance in full by the due date, you won’t incur interest. However, failing to make at least the minimum payment by the due date could result in a late fee and potentially a penalty interest rate of 24.99%.
Pay More Than the Minimum
While making the minimum payment ensures you avoid late fees, it’s best to pay more than the minimum to reduce your balance and avoid paying high-interest charges. If you carry a balance, the interest rates for purchases (19.99%) and cash advances (22.99%) can add up quickly.
Set Up Alerts
To stay on top of your spending, set up payment reminders and spending alerts via the Rogers mobile app or online banking portal. This can help ensure that you never miss a payment or exceed your budget. Alerts can also help you track reward points or cashback earned on specific transactions.
Maximize Your Rewards
By using your Rogers Mastercard for regular purchases, you can earn rewards like cashback or points. For the Rogers World Elite Mastercard, you earn 1.5% cashback on every purchase, which adds up over time. To maximize rewards, use your card for everyday expenses such as groceries, gas, and online shopping. Be sure to pay off your balance each month to avoid paying interest on your purchases and losing out on rewards.
Understand Fees and Interest Rates
Be aware of the fees and interest rates associated with your card, including:
- Foreign transaction fee: A 2.5% fee applies to international purchases.
- Cash advance fee: A 3% fee applies to cash withdrawals, in addition to higher interest rates.
- Annual fee: Some Rogers Mastercard cards, like the World Elite Mastercard, may have an annual fee (typically $120), so be sure to weigh the cost against the benefits.
Pay Your Balance in Full
Whenever possible, aim to pay off your entire balance at the end of each billing cycle. This way, you can avoid the interest charges that come with carrying a balance. If you consistently pay your balance in full, you’ll enjoy the full benefits of the 21-day grace period on purchases.
Take Advantage of Special Offers
Rogers Mastercard often runs promotions that can boost your rewards, such as bonus cashback offers or reduced interest rates on balance transfers. Check the Rogers website, your account, or app regularly to take advantage of these limited-time offers.
Request Credit Limit Adjustments
If your financial situation improves, or you consistently pay off your balance, you may request a credit limit increase. A higher credit limit can improve your credit score and give you more flexibility for large purchases. Just be cautious not to overspend or increase your debt.
Use the Rogers Mobile App
The Rogers mobile app allows you to manage your credit card on the go. You can check your balance, make payments, track rewards, and receive alerts about your account, ensuring that you’re always in control.
Avoid Cash Advances
Cash advances come with higher fees and interest rates than regular purchases. Avoid withdrawing cash from ATMs with your Rogers Mastercard unless absolutely necessary, as the interest charges can add up quickly.
Review Your Statements
Take the time to carefully review your monthly statements. This allows you to catch any unauthorized transactions, identify discrepancies, and ensure that you’re not being charged unnecessary fees. Early detection can help you avoid bigger issues down the road.
Security Features of Rogers Mastercard
Rogers Mastercard provides robust security features designed to protect your account and personal information. These features help prevent unauthorized transactions and ensure a safe and secure experience when using your card. Here’s an overview of the key security features:[9]
Zero Liability Protection
Rogers Mastercard offers zero liability protection, meaning you are not responsible for unauthorized purchases made with your card. If your card is lost, stolen, or if someone makes fraudulent charges, you won’t have to pay for those transactions as long as you report them promptly.
Fraud Alerts
Rogers Mastercard actively monitors your account for suspicious activity. If the bank detects any unusual transactions or patterns, you will receive fraud alerts through email, SMS, or phone call. These alerts help you identify potential security risks quickly, allowing you to take action if needed.
Chip and PIN Technology
All Rogers Mastercard cards come with EMV chip technology, which provides an added layer of security during in-person transactions. The chip generates a unique code for each purchase, making it difficult for fraudsters to clone your card. Additionally, a PIN is required for certain transactions, further enhancing security.
Secure Online Shopping
For online purchases, Rogers Mastercard provides SecureCode, a service that adds an extra layer of protection when shopping online. SecureCode prompts you to enter a unique code when making an online payment, ensuring that only the authorized cardholder can complete the transaction.
Encryption Technology
When you use your Rogers Mastercard for online transactions, the card details are protected by advanced encryption technology. This technology ensures that your personal information, such as card number and CVV, is kept secure during the transaction process.
Mobile and Online Banking Protection
Rogers offers a secure online banking platform and mobile app to help you manage your card safely. With multi-factor authentication (MFA) and secure logins, you can access your account with confidence. Regular updates to the app further improve security and prevent potential breaches.
Transaction Alerts
You can set up transaction alerts to receive real-time notifications whenever your Rogers Mastercard is used. These alerts can be sent via email or SMS and help you monitor your spending and detect any unauthorized transactions as they happen.
Lost or Stolen Card Reporting
If your card is lost or stolen, you can immediately report it to Rogers Mastercard customer support to block the card and prevent unauthorized charges. You can also request a replacement card quickly.
Mobile Device Protection
Rogers Mastercard offers mobile device protection as part of its benefits on certain cards, such as the World Elite Mastercard. If your mobile phone is damaged, lost, or stolen, you may be eligible for coverage under this benefit.
24/7 Customer Support
Rogers Mastercard provides round-the-clock customer service to assist you in case of fraud, disputes, or other security concerns. You can contact them anytime for assistance and immediate resolution of any issues.
Secure Payment Authentication
Rogers Mastercard is integrated with secure payment platforms like Apple Pay, Google Pay, and Samsung Pay, which use tokenization to secure your card details when making payments via your mobile device. This means your card number is never shared with merchants, reducing the risk of data breaches
Conclusion
The Rogers Mastercard is a versatile credit card offering a range of benefits tailored to meet the needs of both casual shoppers and frequent travelers. With options like cashback rewards, no annual fee, and strong security features, it provides significant value for cardholders. Whether you’re making everyday purchases, booking travel, or managing your finances, the Rogers Mastercard can help you save money, earn rewards, and enjoy peace of mind with its robust protection features.
For those who prioritize seamless transactions and rewarding benefits, especially with its foreign transaction fee waiver on select cards, the Rogers Mastercard is an excellent option. The card’s comprehensive security features, coupled with access to mobile payment options like Apple Pay and Google Pay, ensure that you can make purchases with confidence, wherever you go.
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FAQs About Rogers Mastercard
What are the benefits of a Rogers Mastercard?
The Rogers Mastercard offers various benefits, including cashback on eligible purchases, no annual fee on select cards, and foreign transaction fee waivers for certain cards. Cardholders can earn rewards on everyday purchases, enjoy security features like Zero Liability Protection, and benefit from exclusive mobile payment options like Apple Pay and Google Pay.
How do I earn rewards with my Rogers Mastercard?
You can earn cashback on all eligible purchases made with your Rogers Mastercard. The specific cashback rate may vary depending on the card type. For example, the Rogers World Elite Mastercard offers 1.5% cashback on all purchases. Additionally, special bonus rewards may be available through seasonal offers or select retailers.
What is the annual fee for Rogers Mastercard?
The Rogers Mastercard offers several card options, and the annual fee may vary depending on the card. For example, the Rogers World Elite Mastercard has a $120 annual fee, while the Rogers Platinum Mastercard and Rogers Mastercard may have no annual fee. Be sure to check the specific card details for fee information.
Does Rogers Mastercard offer any travel benefits?
Yes, the Rogers World Elite Mastercard offers travel benefits, including comprehensive travel insurance, such as trip cancellation and trip interruption coverage. It also provides no foreign transaction fees on international purchases, making it a great option for frequent travelers.
How can I check my Rogers Mastercard balance and transactions?
You can check your Rogers Mastercard balance and review your transactions through the Rogers mobile app or the Rogers online banking portal. These tools allow you to easily track your spending, monitor rewards, and manage payments.
Is there a foreign transaction fee for Rogers Mastercard?
The Rogers World Elite Mastercard comes with no foreign transaction fees, which can save you money on international purchases. However, other Rogers Mastercard options may have a 2.5% foreign transaction fee, so it’s important to check the terms of your specific card.
What should I do if my Rogers Mastercard is lost or stolen?
If your Rogers Mastercard is lost or stolen, immediately contact Rogers customer support to report it. They will assist in blocking the card to prevent any unauthorized transactions and can arrange for a replacement card to be sent to you.
Can I add my Rogers Mastercard to Apple Pay or Google Pay?
Yes, you can add your Rogers Mastercard to Apple Pay, Google Pay, and other mobile payment platforms for convenient, contactless payments. This makes it easy to shop online or in-store without physically using your card.
How can I apply for a Rogers Mastercard?
You can apply for a Rogers Mastercard online via the Rogers website or through the mobile app. During the application process, you’ll be asked to provide personal and financial information, and your application will be assessed based on eligibility criteria such as credit score, income, and existing account status.
How can I maximize the rewards from my Rogers Mastercard?
To maximize the rewards with your Rogers Mastercard, use the card for everyday purchases, such as groceries, gas, and bills. Take advantage of special offers and promotions that may increase your cashback rate. Additionally, paying off your balance in full each month will help you avoid interest charges, allowing you to fully benefit from your rewards.
What security features does Rogers Mastercard offer?
Rogers Mastercard offers several security features, including Zero Liability Protection for unauthorized transactions, fraud alerts, chip and PIN technology, and SecureCode for online shopping. These features help protect your account and personal information from potential fraud or theft.
Does Rogers Mastercard offer travel insurance?
Yes, the Rogers World Elite Mastercard offers comprehensive travel insurance, which includes trip cancellation insurance, trip interruption insurance, lost luggage coverage, and emergency medical coverage. It’s a great option for frequent travelers looking to protect their trips.
How can I redeem my Rogers Mastercard cashback rewards?
The cashback earned on your Rogers Mastercard can be redeemed in several ways. You can apply your rewards to your credit card balance, redeem them for statement credits, or use them for gift cards and merchandise through the Rogers Rewards program.
Can I earn rewards on all types of purchases with Rogers Mastercard?
Yes, you can earn rewards on almost all types of purchases made with your Rogers Mastercard, including groceries, gas, online shopping, and restaurants. However, some cards, like the Rogers World Elite Mastercard, may offer higher cashback rates for specific spending categories, such as groceries or foreign currency transactions.
Is there an introductory bonus for Rogers Mastercard?
Yes, Rogers Mastercard often offers introductory bonuses for new cardholders, such as cashback or bonus rewards for making a certain amount of purchases within the first few months of card membership. These bonuses can vary depending on the card type and promotional offers.
Can I transfer my balance from another credit card to my Rogers Mastercard?
Yes, you can transfer balances from other credit cards to your Rogers Mastercard. The balance transfer feature allows you to consolidate debt onto one card, potentially taking advantage of a lower interest rate (depending on the current offer).
How do I make payments on my Rogers Mastercard?
You can make payments on your Rogers Mastercard through online banking, mobile app, direct deposit, or by visiting a Rogers store. You can also set up autopay to automatically pay your minimum payment or full balance each month, which can help you avoid late fees and interest charges.
What happens if I miss a payment on my Rogers Mastercard?
If you miss a payment on your Rogers Mastercard, you may incur late fees and your credit score may be affected. Additionally, interest will be charged on any outstanding balance. To avoid penalties, it’s essential to make payments on time. Setting up autopay can help prevent missed payments.
Can I earn rewards on my Rogers Mastercard when paying bills?
Yes, you can earn rewards on most bill payments made with your Rogers Mastercard. This includes payments for utilities, rent, and subscriptions, as long as the merchant accepts credit card payments. Be aware that some types of bill payments, like those made through third-party payment processors, may not be eligible for rewards.
Does Rogers Mastercard offer balance transfer promotions?
Yes, Rogers Mastercard occasionally offers balance transfer promotions with 0% interest for a certain period, allowing cardholders to transfer debt from other credit cards and save on interest. Always check for current offers before transferring a balance to ensure you’re getting the best deal.
Can I upgrade my Rogers Mastercard to a different type of card?
Yes, you can upgrade your Rogers Mastercard to a higher-tier card, such as upgrading to the Rogers World Elite Mastercard, which offers more premium benefits, including higher cashback rates and travel insurance. Contact Rogers customer service to inquire about the upgrade process and eligibility.
What are the rewards categories for the Rogers World Elite Mastercard?
The Rogers World Elite Mastercard offers 1.5% cashback on all eligible purchases, but it also offers bonus cashback on certain spending categories. You can earn 3% cashback on purchases made in foreign currency and 2% on groceries (up to a certain annual spending limit).
Are there any restrictions on using Rogers Mastercard rewards?
While you can redeem your Rogers Mastercard rewards for a variety of options, there may be restrictions depending on the specific reward type. For example, some rewards may have expiration dates or restrictions on redemption value. Always check the details of the rewards program for the full terms.
