The Keep Credit Card offers eco-friendly rewards, carbon offset options, and sustainable shopping perks. Earn rewards while supporting environmental causes.
Table of Contents
Introduction
The Keep Credit Card is designed for individuals seeking to build or improve their credit while enjoying practical financial benefits. With features like easy-to-understand rewards, flexible spending limits, and credit-building tools, the Keep Credit Card is a solid choice for those new to credit or looking to boost their credit profile. It also offers enhanced security, transparent terms, and a user-friendly digital experience, making it ideal for those who want a straightforward way to manage spending and establish good credit habits.
What Makes the Keep Credit Card Unique?
The Keep Credit Card stands out with its focus on helping cardholders build a strong credit profile through accessible, user-friendly features. Designed with transparent terms and credit-building tools, this card provides a clear pathway to improving credit scores for those new to credit or rebuilding their financial standing.
One of its standout features is the option for flexible spending limits, which helps users responsibly manage expenses and avoid overextending credit. Additionally, it includes user-friendly budgeting tools that sync with its app, empowering users to track spending, monitor progress, and set financial goals.
Security is also a priority with the Keep Credit Card, offering fraud protection, transaction alerts, and identity theft assistance. Cardholders benefit from these features at a minimal cost, without hidden fees, helping establish a safe and stable credit foundation while working toward financial milestones.
Key Benefits and Features of the Keep Credit Card
The Keep Credit Card is packed with essential features designed to support and empower individuals focused on building or improving their credit. Here are some of its standout benefits:
Credit-Building Tools
The Keep Credit Card offers resources tailored to help users establish or improve their credit, including on-time payment reminders and credit score tracking. Positive payment behavior is regularly reported to major credit bureaus, supporting a stronger credit profile over time.
Flexible Spending Limits
With adjustable spending limits, the Keep Credit Card allows users to manage their finances responsibly, reducing the risk of overextending credit. This feature also helps promote better budgeting habits.
No Hidden Fees
The Keep Credit Card is designed to be transparent, with minimal or no hidden fees, helping cardholders focus on their financial growth without worrying about unexpected charges. Low or no annual fees make it accessible to a wide range of users.
Security and Fraud Protection
Cardholders benefit from advanced security features, including fraud protection, real-time transaction alerts, and identity theft assistance. These measures ensure that users’ financial information is safeguarded and any unauthorized activity is promptly addressed.
User-Friendly Mobile App
Keep’s mobile app provides users with easy access to their account information, spending insights, and budget tools. It’s a convenient way to track purchases, set goals, and view credit score updates, making financial management simpler.
Rewards on Everyday Purchases
Though primarily focused on credit building, the Keep Credit Card often offers rewards on everyday spending categories, such as groceries or fuel, allowing cardholders to earn while they establish a positive credit history.
Educational Resources
The card also includes access to educational resources that help users understand credit management, debt reduction, and effective budgeting, making it a great tool for anyone seeking to improve their financial literacy.
Eco-Friendly Rewards and Redemption Options
The Keep Credit Card is designed not only to help build credit but also to support environmentally conscious spending. Here’s how it promotes eco-friendly choices through rewards and redemption options:
Green Rewards Program
The Keep Credit Card offers unique rewards for eco-conscious spending. Cardholders can earn extra points for purchases made with sustainable brands, organic products, or renewable energy sources, encouraging environmentally responsible shopping habits.
Carbon Offset Redemptions
Rewards points earned with the Keep Credit Card can be redeemed to fund carbon offset projects. This includes initiatives like tree planting, clean energy projects, and waste reduction programs, helping to minimize the environmental impact of daily purchases.
Sustainable Product Discounts
Keep partners with eco-friendly brands, allowing cardholders to redeem points for discounts on sustainable products, such as reusable items, eco-friendly home goods, and biodegradable products. This encourages a shift toward more sustainable consumption.
Support for Environmental Charities
Points can also be donated to organizations dedicated to environmental conservation and sustainability efforts. Cardholders have the option to contribute to causes such as wildlife preservation, ocean cleanup, and climate action, directly impacting environmental well-being.
Eco-Friendly Travel Perks
For travel-focused users, the Keep Credit Card provides redemption options that align with sustainable tourism. Points can be redeemed for eco-friendly accommodations, hybrid car rentals, or experiences with certified green tour operators, making it easier to travel responsibly.
Supporting Environmental Causes with Every Purchase
The Keep Credit Card makes it easy for users to support environmental causes with each transaction, offering rewards and options that directly benefit the planet. Here’s how the Keep Credit Card turns everyday spending into a force for positive environmental impact:
Automatic Contributions to Environmental Initiatives
Every time you use the Keep Credit Card, a small portion of each purchase can go toward environmental projects, such as reforestation, wildlife protection, or renewable energy initiatives. This creates a seamless way to contribute to green causes without extra effort.
Eco-Conscious Rewards Categories
By prioritizing rewards on eco-friendly spending, like purchasing organic groceries, using public transportation, or shopping with sustainable brands, the Keep Credit Card encourages sustainable choices. Cardholders can enjoy additional rewards points for purchases that reduce their carbon footprint.
Partnerships with Environmental Organizations
The Keep Credit Card collaborates with well-known environmental organizations, enabling cardholders to redeem points as donations to these causes. Whether it’s supporting ocean cleanup or forest conservation, points can make a real difference in protecting natural resources.
Special Offers for Sustainable Choices
Keep regularly features special offers for eco-friendly purchases, giving cardholders bonus points or cash back for activities like biking to work, buying secondhand goods, or choosing energy-efficient appliances. These promotions reward conscious choices that reduce environmental impact.
Carbon Offsetting Initiatives
Points earned through the Keep Credit Card can also be redeemed to offset carbon emissions, making it easier for cardholders to balance out the environmental impact of their lifestyle. This could include supporting renewable energy projects or contributing to initiatives that remove COâ‚‚ from the atmosphere.
Travel and Transportation Benefits
The Keep Credit Card offers a range of travel and transportation benefits tailored to support eco-friendly travel choices while ensuring a rewarding experience for cardholders. Here’s how it enhances travel with convenience, comfort, and sustainability in mind:
Rewards on Eco-Friendly Transportation
Earn rewards points on purchases related to sustainable transportation options, such as public transit, bike-sharing, electric vehicle (EV) charging, and hybrid car rentals. This incentivizes choosing green alternatives while traveling, supporting a lower carbon footprint.
Discounted Green Travel Options
Keep partners with eco-conscious travel providers, offering discounts and rewards on eco-friendly accommodations, EV rentals, and certified green hotels. This makes it easier and more affordable to select travel options that prioritize environmental responsibility.
Carbon-Neutral Travel Initiatives
For each travel purchase, cardholders have the option to contribute a small amount toward carbon offset programs. This feature allows travelers to balance their carbon emissions by supporting projects like reforestation and renewable energy efforts.
Complimentary Access to Airport Lounges
Frequent travelers can enjoy complimentary or discounted access to select airport lounges, where they can relax and recharge in a comfortable environment. Many of these lounges emphasize sustainability by using eco-friendly products and supporting local initiatives.
24/7 Travel Assistance
The Keep Credit Card provides 24/7 travel assistance to help with lost luggage, medical emergencies, and itinerary changes. With support that’s just a phone call away, cardholders can travel with peace of mind knowing assistance is readily available.
Travel Insurance Coverage
Keep offers travel insurance benefits that cover trip cancellations, travel delays, and lost or delayed baggage. This feature helps protect cardholders financially if unexpected travel interruptions arise, offering security while on the move.
Foreign Transaction Fee Waivers
For international travelers, the Keep Credit Card waives foreign transaction fees, making purchases abroad more affordable. This benefit makes it an ideal choice for those who travel frequently and want to avoid additional costs when spending in other currencies.
Shopping Benefits for Sustainable Products
The Keep Credit Card encourages eco-conscious shopping with rewards and exclusive perks tailored to sustainable purchases. Here’s how it supports a greener lifestyle:
Increased Rewards for Sustainable Purchases
Earn extra rewards points for shopping with eco-friendly brands, purchasing organic or fair-trade products, and supporting companies with sustainable practices. This incentive makes it more rewarding to choose environmentally responsible products.
Discounts with Green Retailers
Keep partners with select eco-conscious retailers, providing discounts on products like reusable items, sustainable fashion, energy-efficient appliances, and more. This partnership helps cardholders save while supporting businesses that prioritize sustainability.
Redeem Points for Eco-Friendly Goods
Points earned with the Keep Credit Card can be redeemed for environmentally friendly products, such as reusable water bottles, solar-powered chargers, and other green goods. This makes it easy to convert rewards into eco-conscious choices.
Special Offers on Organic and Local Goods
Keep frequently offers bonus points or cashback on purchases made at local markets, organic stores, and sustainable grocers, supporting a more eco-friendly and community-focused shopping experience.
Reusable Bag Incentives
Some retailers partnered with Keep offer bonus points or small discounts when cardholders use reusable bags. This promotes waste reduction and encourages the adoption of sustainable shopping habits.
Eligibility and Application Requirements
To apply for the Keep Credit Card, prospective cardholders must meet specific eligibility criteria and follow a straightforward application process. Here are the general requirements:
Age Requirement
Applicants must be at least 18 years old. In some regions, a higher minimum age or additional verification might be required.
Minimum Income Requirement
The Keep Credit Card generally requires applicants to meet a minimum annual income threshold, which varies based on factors such as employment status and location. This ensures that applicants can responsibly manage credit usage.
Credit Score
A fair to good credit score is typically required. However, the Keep Credit Card also welcomes applicants with limited credit history, making it accessible to those aiming to establish or rebuild their credit.
Proof of Identity and Residence
Applicants must provide valid government-issued identification and proof of residence, such as a utility bill or lease agreement, to verify their identity and address.
Employment Status
Proof of stable employment or consistent income is often necessary to demonstrate the ability to make timely payments. Self-employed individuals may need to provide additional documentation.
Citizenship or Residency
The Keep Credit Card is typically available to citizens or legal residents of the issuing country. Certain restrictions may apply based on residency status.
Application Process
- Online Application: Visit the Keep Credit Card website, complete the application form, and submit required documents.
- In-Person Application: In some cases, applicants can apply at affiliated bank branches.
- Approval Time: Applicants usually receive a response within a few business days, with approval time varying based on verification needs.
Fees and Interest Rates for Keep Credit Card
| Fee Type | Details |
|---|---|
| Annual Fee | $0 – $100 (depending on the card version) |
| Interest Rate (APR) | 15.99% – 22.99% (variable, based on creditworthiness) |
| Cash Advance APR | 25.99% (variable) |
| Cash Advance Fee | $5 or 3% of the transaction amount (whichever is greater) |
| Foreign Transaction Fee | 0% – 3% (depending on the card version) |
| Late Payment Fee | Up to $40 (depending on payment history) |
| Returned Payment Fee | $35 |
| Balance Transfer Fee | 3% of the transferred amount |
| Overlimit Fee | $0 (if cardholder stays within the credit limit) |
| Minimum Interest Charge | $1.50 |
| Additional Cardholder Fee | $0 – $25 (depends on the card type) |
| Reward Redemption Fee | No fee for standard redemptions; some fees may apply for premium options |
How to Maximize Your Keep Credit Card Rewards
To get the most value from your Keep Credit Card and its rewards program, here are some strategies to help you earn more points and redeem them effectively:
Focus on Reward Categories
The Keep Credit Card offers higher rewards on specific categories, such as sustainable products, eco-friendly purchases, and green transportation options. Focus your spending on these categories to earn more points. Keep track of rotating bonus categories, if applicable, to capitalize on extra rewards.
Use Your Card for Everyday Purchases
Maximize your rewards by using your Keep Credit Card for all of your daily purchases, from groceries to gas and online shopping. The more you use the card, the more points you’ll accumulate, and you’ll be able to redeem them for discounts or eco-friendly products.
Take Advantage of Special Offers and Promotions
Keep often runs promotions where cardholders can earn additional points for specific purchases or by shopping with partner brands. Stay informed about these offers and use your card during promotional periods to boost your rewards.
Redeem Points for High-Value Rewards
Consider redeeming your points for rewards that provide the best value, such as travel perks, sustainable products, or charitable donations to environmental causes. Look for options like carbon offset projects or eco-friendly travel that align with your values.
Sign Up for Bonus Rewards
If the Keep Credit Card offers a sign-up bonus for new users, take full advantage of it by meeting the minimum spend requirement within the first few months. This can give your rewards balance a significant boost from the start.
Pay Off Balances in Full
Avoid interest charges by paying off your balance in full each month. This ensures that your rewards are not diminished by finance charges, allowing you to keep your points intact for redemption.
Monitor Your Spending and Points Accumulation
Use the Keep Credit Card mobile app to track your spending habits and monitor how many rewards points you’ve earned. This can help you identify opportunities to maximize your rewards, as well as ensure you’re staying within budget.
Take Advantage of Referral Programs
Some credit cards offer bonus rewards for referring friends or family members. If the Keep Credit Card has a referral program, use it to earn extra points by recommending the card to others.
Pair with Other Cards
If you have other rewards cards, consider pairing them with the Keep Credit Card for maximum rewards potential. For example, you could use the Keep Credit Card for eco-friendly purchases while earning bonus points on other cards for different types of spending.
Tracking Your Environmental Impact with the Keep Credit Card App
The Keep Credit Card app not only helps you manage your finances but also empowers you to track and reduce your environmental impact. Here’s how the app enhances your eco-conscious lifestyle:
Track Sustainable Purchases
The app categorizes your transactions, making it easy to see how much you’re spending on sustainable and eco-friendly products. By identifying purchases at green retailers, public transport, or eco-conscious brands, you can better understand your environmental footprint.
Carbon Footprint Tracker
The Keep Credit Card app includes a carbon footprint tracker that calculates the environmental impact of your purchases. It takes into account the type of product or service you’re buying and estimates the carbon emissions associated with it, giving you a clear picture of your overall environmental impact.
Rewards for Eco-Friendly Purchases
The app tracks your progress in earning rewards for eco-friendly purchases. Whether you’re buying sustainable products, using green transportation, or supporting eco-conscious brands, you can easily see how many extra rewards points you’ve earned, helping you make greener choices.
Carbon Offset Progress
The app allows you to track your contributions to carbon offset programs, where you can use your rewards points to fund projects like tree planting and renewable energy. It shows how much of your carbon footprint has been neutralized, helping you set and achieve sustainability goals.
Eco-Friendly Spending Insights
The app provides monthly reports that give you an overview of how much you’re spending on eco-friendly goods and services. These insights help you track your progress toward making more environmentally responsible choices and give you actionable recommendations to reduce your carbon footprint.
Sustainability Challenges and Goals
The Keep Credit Card app offers sustainability challenges where you can set personal goals, such as reducing your carbon emissions, buying more sustainable products, or increasing the use of public transportation. You can monitor your progress, earn rewards, and stay motivated to make greener decisions.
Managing Spending Responsibly with the Keep Credit Card
The Keep Credit Card encourages responsible spending while also helping you stay on top of your finances. Here are key strategies to help you manage your spending wisely and make the most of your credit card:
Set a Budget and Stick to It
Establish a monthly budget based on your income and expenses. The Keep Credit Card app offers budgeting tools to help you monitor your spending in real time, ensuring that you don’t overspend in any category. By setting clear spending limits, you can avoid unnecessary debt.
Use Rewards to Offset Purchases
Instead of accumulating unnecessary charges, use the rewards earned from eco-friendly purchases to offset future spending. You can redeem points for discounts, carbon offset projects, or even donate to environmental causes. This helps reduce your overall spending while contributing to positive causes.
Track Your Spending
Regularly check your credit card statements and use the Keep Credit Card app to track purchases. Categorizing your spending will give you a better understanding of where your money goes, allowing you to make adjustments where necessary to stay within budget.
Pay Your Balance in Full Each Month
Avoid interest charges and late fees by paying your balance in full every month. This not only saves you money on interest but also keeps your credit utilization low, which positively impacts your credit score.
Take Advantage of Alerts
Set up notifications in the Keep Credit Card app to alert you when you approach your spending limit or when a payment is due. These reminders help you stay on track and prevent overspending or late fees, making it easier to manage your finances responsibly.
Prioritize Sustainable Purchases
While the Keep Credit Card offers flexibility in spending, prioritize eco-friendly purchases that align with your values. By focusing on sustainable products and services, you can make better choices for your wallet and the planet, ensuring that your spending supports both your financial and environmental goals.
Review Your Rewards Regularly
Check the rewards you’ve earned through the Keep Credit Card, and assess how they can best be used. Whether for discounts, carbon offset initiatives, or charitable donations, redeeming your rewards responsibly ensures you’re making the most of what you’ve earned without adding unnecessary expenses.
Customer Service and Support
The Keep Credit Card provides dedicated customer service and support to ensure that your experience is smooth, hassle-free, and personalized. Whether you have questions about your account, need assistance with your rewards, or require help with a transaction, the Keep team is here to assist.
24/7 Customer Support
Keep offers round-the-clock customer support through various channels, including phone, email, and live chat. No matter the time, you can reach out for assistance with any issues related to your card, transactions, or rewards program.
Mobile App Assistance
The Keep Credit Card mobile app provides a self-service option for managing your account. You can access a range of services, such as checking your balance, tracking your rewards, disputing charges, and updating your personal information directly from your phone.
Personalized Support for Cardholders
If you need specific help, Keep offers personalized support from experienced agents who can assist with issues like fraud prevention, transaction disputes, and reward redemptions. They are available to guide you through the process and ensure you’re getting the most out of your card.
Online Help Center
The Keep Credit Card website features an extensive help center with FAQs, user guides, and instructional videos. This resource provides step-by-step instructions on everything from applying for the card to redeeming rewards or managing your account.
Dispute Resolution
In case of discrepancies or disputes, Keep ensures that issues are resolved promptly. Whether it’s a charge you don’t recognize or an error with your rewards points, customer support will help you investigate the matter and find a solution.
Environmental Impact Inquiries
If you have any questions about how your purchases are contributing to carbon offsets or how to maximize your eco-friendly rewards, Keep’s customer support team is knowledgeable about the card’s sustainability features and can assist in making the most of these benefits.
Feedback and Improvement
Keep values customer feedback and offers various ways for cardholders to share their experiences. Whether you have suggestions for improving the app, or need help with specific services, the customer service team actively listens to user input and makes improvements based on customer needs.
Pros and Cons of the Keep Credit Card
The Keep Credit Card offers a variety of benefits, especially for eco-conscious consumers. However, as with any financial product, it has its advantages and limitations. Here’s a breakdown of the key pros and cons:
Pros
- Eco-Friendly Rewards Program
The Keep Credit Card rewards you for making sustainable and environmentally responsible purchases, such as buying eco-friendly products, using green transportation, and supporting sustainable brands. - No Annual Fee (in some cases)
Depending on the version of the card you choose, the Keep Credit Card may come with no annual fee, making it an affordable option for many users. - Carbon Offset Options
The card allows you to use earned rewards points to offset your carbon footprint, contributing to environmental causes like reforestation and renewable energy projects. - Special Offers with Eco-Conscious Partners
Keep offers exclusive discounts and promotions with eco-friendly retailers, green travel providers, and sustainable service options, giving you added value on every purchase. - Sustainability Tracking
The Keep Credit Card app includes a carbon footprint tracker that helps you monitor the environmental impact of your purchases, encouraging more conscious spending. - Flexible Redemption Options
You can redeem rewards for a variety of benefits, such as discounts on purchases, eco-friendly products, travel perks, or charitable donations to sustainability-focused causes. - Global Acceptance
The Keep Credit Card is widely accepted at millions of locations globally, making it convenient for both domestic and international spending.
Cons
- Variable Interest Rates
The card carries a variable APR, which could result in higher interest charges if you carry a balance from month to month, potentially diminishing the value of your rewards. - Foreign Transaction Fees
While some versions of the card offer no foreign transaction fees, others may charge a fee for purchases made abroad, which could add extra costs to international spending. - Limited Eco-Friendly Retailers
While Keep partners with a variety of eco-conscious brands, the list may be smaller compared to traditional rewards programs, limiting opportunities for some users to earn maximum rewards. - Potential Fees on Cash Advances
If you need to take a cash advance, the Keep Credit Card charges high fees and interest rates, making it an expensive option for withdrawing cash. - Eligibility Requirements
The card may have strict eligibility criteria, such as a minimum income or credit score requirement, which could exclude some applicants. - Not Ideal for Large Purchases
The Keep Credit Card may not be the best option for making large purchases if you plan on carrying a balance, due to its higher interest rates and fees associated with long-term balances.
Conclusion
The Keep Credit Card is an excellent option for individuals who prioritize sustainability while managing their finances. With its eco-friendly rewards program, carbon offset features, and partnerships with green brands, it empowers cardholders to make environmentally conscious decisions and earn rewards along the way. The card also offers flexible redemption options, travel perks, and discounts, adding more value to your everyday spending.
While the card has some fees, such as interest rates and foreign transaction fees, these can be minimized with responsible usage, such as paying off your balance in full each month. Its commitment to sustainability, combined with a user-friendly app for tracking environmental impact, makes it an attractive choice for those seeking to align their financial habits with their values.
For individuals who want to support eco-friendly initiatives while earning rewards, the Keep Credit Card offers a unique blend of convenience, responsibility, and incentives. By managing your spending wisely and leveraging the card’s features, you can make a positive impact on both your finances and the environment.
White Signature Credit Card
FAQs About Keep Credit Card
What are the key benefits of the Keep Credit Card?
The Keep Credit Card offers eco-friendly rewards, carbon offset options, flexible redemption choices, and discounts at sustainable retailers. It also provides a carbon footprint tracker to help you monitor the environmental impact of your purchases.
Does the Keep Credit Card have an annual fee?
The Keep Credit Card may have no annual fee, depending on the version you choose. Some cardholders may be subject to a low annual fee, so it’s important to check the terms before applying.
Can I use my rewards for anything other than environmental causes?
While the primary focus is on sustainability, you can redeem your rewards for discounts, eco-friendly products, travel perks, or even donate to environmental charities. This flexibility allows you to make the most of your rewards based on your preferences.
How can I track my environmental impact with the Keep Credit Card?
The Keep Credit Card app includes a carbon footprint tracker that calculates the environmental impact of your purchases. It shows you how much carbon you’re offsetting through your spending and helps you make greener choices.
Is the Keep Credit Card accepted internationally?
Yes, the Keep Credit Card is widely accepted at millions of locations worldwide. However, make sure to review the terms for any potential foreign transaction fees that may apply depending on the card version.
Are there any fees associated with the Keep Credit Card?
The card has a variable APR, fees for cash advances, and potential foreign transaction fees. However, with responsible usage—such as paying off your balance in full each month—you can minimize these costs.
How do I earn rewards with the Keep Credit Card?
You earn rewards for purchases made with the card, particularly those at eco-conscious retailers or for sustainable products and services. Spending in specific categories related to environmental impact may earn you additional points.
How can I redeem my rewards?
Rewards can be redeemed for discounts, eco-friendly products, carbon offset programs, travel benefits, or charitable donations. You can track and redeem your points through the Keep Credit Card app or online portal.
What credit score do I need to be approved for the Keep Credit Card?
Approval for the Keep Credit Card typically requires a good to excellent credit score. Specific requirements may vary depending on the version of the card, so it’s recommended to check the eligibility criteria before applying.
Can I use the Keep Credit Card for any type of purchase?
Yes, you can use the Keep Credit Card for everyday purchases, from groceries to travel expenses. However, the card offers higher rewards for eco-friendly purchases and those aligned with sustainability efforts, so it’s ideal for conscious spending.
Can I add additional cardholders to my account?
Yes, you can add additional cardholders to your Keep Credit Card account. There may be a fee associated with adding someone, so be sure to review the terms before making the addition.
How can I contact customer support for the Keep Credit Card?
Customer support is available through the Keep Credit Card app, by phone, or via email. The support team is available 24/7 to assist with account management, rewards questions, or transaction issues.
Does the Keep Credit Card offer any special promotions?
Yes, Keep occasionally offers promotional bonuses, such as extra rewards points for spending in specific categories or limited-time offers with eco-friendly partners. Keep an eye on your account or the app for updates on such promotions.
Can I use the Keep Credit Card for both personal and business expenses?
Yes, you can use the Keep Credit Card for both personal and business expenses. However, be sure to check if there are any specific restrictions or additional benefits for business purchases related to sustainability.
How long does it take to earn rewards with the Keep Credit Card?
Rewards are typically earned immediately after making qualifying purchases, but they may take a few days to reflect in your account. The speed of earning rewards depends on the type of purchase and the specific rewards structure of your card.
Are there any restrictions on how I can redeem my rewards?
While there are no strict restrictions, rewards earned from eco-friendly purchases are best used for carbon offset programs, sustainable products, or donations to environmental causes. Some card versions may limit how rewards can be redeemed in specific categories.
Can I transfer my rewards to another person?
Generally, rewards earned with the Keep Credit Card are tied to your personal account. Transfers to another individual may not be allowed. It’s best to check the terms and conditions of your specific card for any exceptions.
What should I do if I lose my Keep Credit Card?
If you lose your Keep Credit Card, report it immediately through the mobile app, by calling customer service, or by visiting your bank’s website. They will deactivate the card and issue a replacement to prevent unauthorized transactions.
Can I link my Keep Credit Card to digital wallets?
Yes, the Keep Credit Card can be linked to popular digital wallets such as Apple Pay, Google Pay, and others, allowing you to make contactless payments and earn rewards seamlessly.
Are there any special perks for new cardholders?
Yes, Keep often offers promotional bonuses for new cardholders, such as bonus rewards points for meeting a minimum spending threshold within the first few months or special discounts on eco-friendly products.
What happens if I miss a payment?
If you miss a payment, you may incur late fees and interest charges. It can also negatively impact your credit score. To avoid this, set up automatic payments or reminders through the Keep Credit Card app.
Does the Keep Credit Card offer rental car insurance or purchase protection?
Depending on the version of the card, the Keep Credit Card may offer benefits like rental car insurance and purchase protection for certain purchases. Be sure to review the card’s terms and benefits to understand what is covered.
Can I redeem rewards for travel benefits?
Yes, the Keep Credit Card offers travel-related rewards, such as discounts on flights, hotel stays, and car rentals with eco-conscious partners. You can redeem your points for these travel benefits through the app or online portal.
What should I do if I have an issue with a transaction?
If you notice a transaction discrepancy, contact customer support immediately. The Keep Credit Card provides a dispute resolution process through the app or by phone, where the team will investigate and help resolve the issue.
