Explore the Alaska Credit Card, earn miles, enjoy travel perks like Companion Fare & free bags. Learn how to apply and maximize rewards.
Table of Contents
Introduction
The Alaska Credit Card, issued by Bank of America, is a popular choice among frequent travelers and loyal customers of Alaska Airlines. It offers a variety of travel rewards and benefits that make it attractive to those who frequently fly with the airline or are looking to maximize their travel experience. From earning miles on every purchase to accessing exclusive perks and companion fares, this card can be a valuable addition to your wallet if you enjoy exploring new destinations.
In this comprehensive guide, we’ll take a closer look at what makes the Alaska Credit Card stand out. We’ll cover the key features, including earning and redeeming rewards, travel benefits, fees, and potential drawbacks, to help you decide if it’s the right fit for your travel needs. Additionally, we’ll provide tips on how to maximize the card’s benefits and make the most of your rewards. Whether you’re a seasoned traveler or planning your first big adventure, this guide will provide you with all the information you need to understand the value of the Alaska Credit Card.
Understanding the Basics of the Alaska Airlines Credit Card
The Alaska Airlines Credit Card is designed for travelers who frequently fly with Alaska Airlines and want to earn rewards while enjoying exclusive travel perks. Issued by Bank of America, this credit card offers a straightforward way to accumulate miles that can be redeemed for flights, seat upgrades, and other travel experiences. Here’s a breakdown of the essential features:
Welcome Bonus
New cardholders can often take advantage of a generous welcome offer, such as earning thousands of bonus miles after meeting a minimum spending requirement within the first few months.
Mileage Rewards
With this card, you earn miles for every dollar spent. You typically earn extra miles on purchases made directly with Alaska Airlines, while everyday spending also contributes to your rewards balance.
Companion Fare
One of the most valuable benefits is the annual Companion Fare. Cardholders can book a round-trip ticket for a companion for a discounted rate, which can translate into significant savings when flying together.
Travel Perks
Enjoy free checked bags on Alaska Airlines flights, priority boarding, and other in-flight benefits. These perks can make your travel experience more comfortable and efficient.
No Foreign Transaction Fees
The card is great for international travelers, as it doesn’t charge foreign transaction fees, saving you money when you make purchases abroad.
Annual Fee
While the card comes with an annual fee, the rewards and benefits it provides can easily outweigh the cost if you travel frequently.
Key Features and Benefits
The Alaska Airlines Credit Card offers a range of features and benefits tailored for travelers, making it a valuable choice for those who frequently fly with Alaska Airlines. Here’s what you can expect:
Generous Welcome Bonus
New cardholders can often earn a substantial number of bonus miles after meeting a minimum spending requirement within the first few months. This welcome offer can give your mileage balance a significant boost right from the start.
Mileage Rewards
The card allows you to earn miles on every purchase. You receive additional miles for spending on Alaska Airlines flights and services, while everyday purchases like groceries and dining also earn rewards. These miles can be redeemed for flights, seat upgrades, and more.
Annual Companion Fare
One of the standout perks is the annual Companion Fare. This benefit allows you to book a round-trip ticket for a companion at a reduced cost, often as low as $99 plus taxes and fees. It’s a great way to save on travel expenses when flying with a friend or family member.
Travel Perks and Upgrades
Cardholders enjoy a range of travel benefits, including free checked bags for themselves and up to six guests on the same reservation, priority boarding, and access to exclusive discounts and offers. These perks enhance your travel experience and make it more convenient.
No Foreign Transaction Fees
The card is ideal for international travelers, as it doesn’t charge foreign transaction fees. This means you can make purchases abroad without worrying about additional costs.
Flexible Redemption Options
Miles earned with the Alaska Airlines Credit Card can be used for a wide range of rewards, including flights with Alaska Airlines and its global airline partners. This flexibility allows you to travel to various destinations using your earned miles.
Additional Benefits
Cardholders can enjoy special offers and discounts throughout the year, as well as features like access to presale tickets for events and a variety of travel and shopping protections.
Earning Miles Effectively
To make the most of your Alaska Airlines Credit Card, understanding how to effectively earn miles is essential. With strategic spending and smart use of the card’s features, you can quickly accumulate miles for your next adventure.
Earn Miles on Everyday Purchases
Using your Alaska Airlines Credit Card for everyday expenses is one of the easiest ways to rack up miles. Whether you’re buying groceries, dining out, or shopping online, you’ll earn a consistent stream of rewards. Make it a habit to use your card for regular purchases to maximize your mileage earnings.
Extra Miles on Alaska Airlines Purchases
To accelerate your miles, prioritize using your card when booking flights or making purchases directly with Alaska Airlines. These transactions typically earn more miles per dollar, allowing you to earn rewards faster while supporting your travel needs.
Take Advantage of Bonus Categories
Periodically, Alaska Airlines and Bank of America may offer special promotions with bonus miles in certain spending categories or for specific purchases. Staying informed about these opportunities can help you earn more miles during these promotional periods.
Pay Your Bills with Your Credit Card
Where possible, consider paying recurring bills with your Alaska Airlines Credit Card. Services like streaming subscriptions, phone bills, and utility payments can contribute to your overall mileage balance over time.
Use the Card for Big-Ticket Items
If you’re planning a large purchase, using your Alaska Airlines Credit Card can yield a significant number of miles. Just be sure to pay off the balance to avoid interest charges, which can offset the value of the miles you’ve earned.
Combine with the Alaska Mileage Plan
Pairing your Alaska Airlines Credit Card with your Alaska Mileage Plan account can further maximize your rewards. By earning miles through both the card and the loyalty program, you can reach your travel goals more quickly.
Maximizing Alaska Mileage Plan Miles
Once you’ve earned miles with your Alaska Airlines Credit Card, the next step is to use them wisely to maximize their value. Here are some strategies to help you get the most out of your Alaska Mileage Plan miles.
Book Award Flights Strategically
Alaska Mileage Plan miles are best used for booking award flights on Alaska Airlines and its partner airlines. Since Alaska Airlines has a diverse network of partners, you can use your miles to fly to destinations worldwide. Look for award flights that provide the best value in terms of mileage cost and cash savings.
Take Advantage of Stopovers
One of the unique benefits of the Alaska Mileage Plan is the ability to add a free stopover on one-way award tickets. This means you can visit two destinations for the price of one, increasing the value of your miles. For example, you could book a flight from Los Angeles to Tokyo with a free stopover in Seattle.
Use Miles for Premium Class Travel
Redeeming your miles for first or business class tickets can provide exceptional value, especially on long-haul flights. Alaska Airlines and its partners offer premium cabins where your miles can be worth significantly more than if you used them for economy tickets.
Leverage Partner Airlines
Alaska Airlines has partnerships with numerous global carriers, including British Airways, Emirates, and Cathay Pacific. These partnerships allow you to use your miles for international travel and reach destinations beyond Alaska Airlines’ own routes. Research award availability and plan your trips in advance to secure the best deals.
Monitor Promotions and Mileage Sales
Keep an eye out for special promotions and mileage sales that can help you save miles or earn additional rewards. Alaska Airlines often offers discounted award tickets or bonus miles for specific routes, making it easier to stretch your mileage balance.
Combine Cash and Miles
If you’re short on miles, you can use the “Miles & Money” option to book flights using a combination of miles and cash. This feature gives you more flexibility and allows you to use your miles even when you don’t have enough for a full award ticket.
Avoid Expiration of Miles
Alaska Mileage Plan miles do not expire as long as there is activity on your account at least once every 24 months. To keep your miles active, make sure to earn or redeem miles periodically. Even a small purchase on your Alaska Airlines Credit Card can help reset the expiration clock.
Companion Fare – A Game Changer for Frequent Flyers
One of the most valuable perks of the Alaska Airlines Credit Card is the annual Companion Fare, which can lead to significant savings for frequent travelers. Understanding how this benefit works and how to maximize it can make a big difference in your travel budget.
What is the Companion Fare?
The Companion Fare allows you to book a round-trip ticket for a travel companion for a heavily discounted rate, usually as low as $99 plus taxes and fees. This offer is awarded each year on your account anniversary and can be redeemed for flights anywhere Alaska Airlines flies, making it a fantastic way to travel with a partner, friend, or family member at a lower cost.
How to Redeem the Companion Fare
Redeeming the Companion Fare is straightforward:
- Log into your Alaska Airlines account.
- Search for flights as usual, selecting the option to use your Companion Fare.
- Book your ticket, and your companion’s ticket will be added at the discounted rate.
Keep in mind that the Companion Fare applies to the same itinerary as the primary traveler, so you’ll need to book both tickets simultaneously.
Best Uses for the Companion Fare
The Companion Fare is especially valuable for more expensive routes or cross-country and international flights. Using this benefit on a costly flight can yield significant savings compared to domestic short-haul routes, where ticket prices may be lower.
Planning Ahead for Maximum Value
Since the Companion Fare can only be used once per year, plan your travel in advance to ensure you get the most out of this perk. Be mindful of blackout dates or high-demand travel times when booking your flights.
Combine with Other Benefits
You can further maximize the value of the Companion Fare by combining it with other cardholder perks, such as free checked bags and mileage rewards. For example, both you and your companion can check bags for free on the same itinerary, saving even more money.
Ideal for Family and Group Travel
The Companion Fare is perfect for those who often travel with a loved one or family member. It’s an excellent way to plan vacations, reunions, or even weekend getaways while keeping travel costs down. If you travel with someone regularly, this benefit can more than offset the annual fee of the credit card.
Travel Perks and Protections
The Alaska Airlines Credit Card offers a variety of travel perks and protections that can enhance your travel experience and provide peace of mind while you’re on the go. These benefits go beyond earning miles, making the card a valuable tool for frequent travelers.
Free Checked Bags
As an Alaska Airlines Credit Card holder, you and up to six additional passengers on the same reservation can check one free bag each when flying with Alaska Airlines. This perk can save you up to $30 per person, per flight, making it a great way to reduce travel expenses, especially for families or groups.
Priority Boarding
Cardholders can enjoy priority boarding on Alaska Airlines flights, allowing you to board earlier and secure overhead bin space for your carry-on items. This is particularly beneficial on busy flights where overhead space fills up quickly.
20% Discount on In-Flight Purchases
Alaska Airlines Credit Card holders receive a 20% discount on food, beverages, and other in-flight purchases. Whether you’re grabbing a snack, a drink, or an upgrade, this discount can help reduce the cost of flying.
Travel Accident Insurance
The card comes with travel accident insurance, which can provide coverage in the event of an accident while traveling on a common carrier, such as an airline or bus. This protection gives you added peace of mind when traveling for business or leisure.
Trip Cancellation and Interruption Insurance
In case your trip is canceled or interrupted due to unforeseen circumstances, such as illness or family emergencies, the card offers trip cancellation and interruption insurance. This coverage helps you recover non-refundable expenses like flights, hotels, and tours.
Lost Luggage Reimbursement
If your luggage is lost or damaged by the airline, the Alaska Airlines Credit Card provides lost luggage reimbursement. This ensures that you’re covered for the cost of replacing essential items in your luggage, giving you one less thing to worry about.
Baggage Delay Insurance
If your baggage is delayed for more than six hours, the Alaska Airlines Credit Card offers reimbursement for the purchase of essential items like clothing, toiletries, and other necessities. This protection ensures you’re not left stranded without the essentials while waiting for your luggage to arrive.
Car Rental Insurance
When you use your Alaska Airlines Credit Card to pay for a rental car, you can enjoy car rental insurance that provides coverage in case of damage or theft. This protection can help you avoid paying for expensive insurance from the rental agency, saving you money on your travel expenses.
No Foreign Transaction Fees
The Alaska Airlines Credit Card has no foreign transaction fees, making it an ideal option for international travelers. Whether you’re exploring Europe, Asia, or beyond, you won’t have to worry about additional charges on your purchases abroad.
Travel and Emergency Assistance Services
Cardholders can access 24/7 emergency assistance when traveling, whether you need medical referrals, legal assistance, or help with travel arrangements in an emergency. This service provides an added layer of security when you’re in unfamiliar locations.
Managing Your Alaska Credit Card Account
Effectively managing your Alaska Airlines Credit Card account is essential for maximizing its benefits, staying on top of your payments, and maintaining a healthy credit score. Here’s how you can manage your account and make the most of your card:
Set Up Online Account Access
To easily track your spending, view your miles balance, and pay your bills, set up online account access through the Bank of America website or mobile app. This allows you to manage your account anytime, anywhere. You can also sign up for paperless billing to receive your statements via email.
Monitor Your Spending
Keeping an eye on your spending is crucial for avoiding overspending and staying within your budget. With online access, you can categorize your expenses, track miles earned, and make adjustments if needed. Setting up alerts for when you reach certain spending thresholds can help you stay in control.
Pay Your Bill on Time
To avoid late fees and interest charges, make sure to pay your credit card bill on time each month. You can set up automatic payments to ensure you never miss a due date or schedule reminders through the Bank of America app. Paying your bill in full each month will help you avoid interest charges and keep your credit in good standing.
Pay More Than the Minimum Payment
While making the minimum payment will keep your account in good standing, paying more than the minimum will reduce your balance faster and save you money on interest. This is especially important if you carry a balance, as credit cards tend to have higher interest rates compared to other types of loans.
Track Your Miles and Rewards
Regularly check your Alaska Mileage Plan balance to track how many miles you’ve earned and when they’re eligible for redemption. With your Alaska Airlines Credit Card, you earn miles on your everyday purchases, so staying up to date on your rewards can help you plan your next trip.
Take Advantage of Special Offers
Bank of America and Alaska Airlines occasionally offer promotions and bonus miles for specific purchases or seasonal offers. Make sure to check your account for any available deals, and plan your spending around these promotions to earn extra miles.
Review Statements for Errors
Always review your monthly credit card statements for any errors or unauthorized transactions. If you spot something suspicious, contact Bank of America immediately to dispute the charge. Keeping track of your spending can help you catch mistakes and prevent fraud.
Manage Your Annual Fee
The Alaska Airlines Credit Card typically charges an annual fee, which may be worth it given the rewards and benefits it offers. However, be mindful of this fee and ensure that you’re maximizing the perks (such as the Companion Fare and travel protections) to offset the cost.
Take Advantage of Mobile App Features
The Bank of America mobile app offers a convenient way to manage your Alaska Credit Card account, including viewing transactions, paying your bill, checking your miles balance, and accessing exclusive offers. The app also allows you to track your rewards and stay updated on your account status in real-time.
Set Up Alerts for Important Account Information
To stay on top of your account, set up custom alerts for due dates, balance changes, or large transactions. These notifications can help you avoid missed payments and ensure you’re always in control of your account.
Take Advantage of Customer Support
If you have any questions or issues with your account, Bank of America’s customer support is available 24/7. Whether you need help with payments, rewards, or technical support, their team can assist you in resolving any concerns.
Understanding Fees and Rates
Below is a table outlining the key fees and rates associated with the Alaska Airlines Credit Card. This will help you understand the costs of using the card and avoid any surprises.
| Fee/Rate | Amount | Description |
|---|---|---|
| Annual Fee | $75 (for the standard card) | This is the yearly fee for holding the card, which may be waived in the first year for new customers. |
| APR for Purchases | 20.99% – 27.99% (Variable) | The interest rate applied to purchases, which can vary based on your creditworthiness. |
| APR for Cash Advances | 29.99% (Variable) | The interest rate for cash advances, typically higher than the APR for purchases. |
| Cash Advance Fee | $10 or 3% of the amount, whichever is greater | A fee charged when you take a cash advance from an ATM or financial institution. |
| Balance Transfer Fee | $10 or 3% of the amount, whichever is greater | A fee for transferring balances from other credit cards or accounts to your Alaska Airlines card. |
| Late Payment Fee | Up to $40 | Charged if your payment is received after the due date. |
| Returned Payment Fee | Up to $40 | Charged if your payment is returned due to insufficient funds or another issue. |
| Foreign Transaction Fee | $0 (None) | No fee for transactions made in foreign currencies, making it ideal for international travel. |
| Overlimit Fee | None | No fee for exceeding your credit limit. |
| Cash Equivalent Fee | 5% of the transaction or $10 (whichever is greater) | A fee for using your card to purchase items like money orders, traveler’s checks, or casino chips. |
Comparing Alaska Credit Card with Other Travel Cards
When choosing a travel credit card, it’s important to compare different options to find the one that best fits your travel habits and goals. Below is a comparison of the Alaska Airlines Credit Card with other popular travel cards to help you understand their features and benefits.
| Feature | Alaska Airlines Credit Card | Chase Sapphire Preferred® Card | American Express® Gold Card | Citi Premier® Card |
|---|---|---|---|---|
| Annual Fee | $75 (Standard) | $95 | $250 | $95 |
| Sign-Up Bonus | 40,000 miles after spending $2,000 in the first 90 days | 60,000 points after spending $4,000 in the first 3 months | 60,000 points after spending $4,000 in the first 6 months | 60,000 points after spending $4,000 in the first 3 months |
| Earning Miles/Points | 3 miles on Alaska Airlines purchases, 1 mile on all other purchases | 2x points on travel & dining, 1x on all other purchases | 4x points on dining, 3x points on flights booked directly with airlines, 1x on other purchases | 3x points on travel, 2x points on dining & entertainment, 1x on other purchases |
| Companion Fare | Yes, Annual Companion Fare starting at $99 plus taxes | No | No | No |
| Free Checked Bags | Free for cardholder and up to 6 guests on the same reservation | No | No | No |
| Foreign Transaction Fee | None | None | 2.7% | None |
| Travel Protections | Trip cancellation, lost baggage reimbursement, travel accident insurance, and more | Trip cancellation, rental car insurance, purchase protection, and more | Trip delay insurance, baggage insurance, purchase protection, and more | Trip cancellation, baggage delay, and car rental insurance |
| Points Transfer to Airline Partners | Yes, to Alaska Mileage Plan and airline partners | Yes, to a wide range of airline partners like United, British Airways, and more | Yes, to a variety of airline partners | Yes, to various airline partners like JetBlue, Turkish Airlines, and more |
| Key Perk | Companion Fare and exclusive mileage earning on Alaska Airlines | 2x points on travel & dining, and access to valuable travel partners | 4x points on dining, with strong earning potential for foodies | 3x points on travel, and excellent rewards on dining and entertainment |
Pros and Cons of the Alaska Airlines Credit Card
The Alaska Airlines Credit Card offers a variety of travel benefits and rewards, but like any credit card, it also has its drawbacks. Here’s a breakdown of the key pros and cons to help you decide if this card is right for you.
Pros
Generous Welcome Bonus
Earn a substantial number of bonus miles after meeting a spending threshold, which can significantly boost your mileage balance early on.
Annual Companion Fare
A standout perk, the Companion Fare allows you to book a discounted round-trip ticket for a companion, typically starting at just $99 plus taxes and fees. This benefit can lead to huge savings, especially for families or couples.
Free Checked Bags
Cardholders (and up to 6 guests on the same reservation) get one free checked bag per flight. This can save you up to $30 per person, per flight, reducing overall travel costs.
Mileage Rewards on Purchases
Earn 3 miles per dollar spent on Alaska Airlines purchases, and 1 mile per dollar on all other purchases. This allows you to accumulate miles quickly on everyday expenses.
Travel Perks
Enjoy benefits like priority boarding, a 20% discount on in-flight purchases, and travel protections such as trip cancellation insurance, baggage protection, and travel accident coverage.
No Foreign Transaction Fees
The card doesn’t charge foreign transaction fees, making it a great choice for international travel.
Flexible Miles Redemption
Earned miles can be redeemed for flights with Alaska Airlines or any of its airline partners, giving you a wide range of options for booking travel.
Cons
Annual Fee
The card has an annual fee of $75, which may not be worthwhile for occasional travelers who do not take full advantage of the benefits.
Limited Earning Potential on Non-Alaska Purchases
While you can earn miles on all purchases, the rate is only 1 mile per dollar on non-Alaska Airlines transactions. Other travel cards might offer higher earning rates for general spending or on dining.
Companion Fare Restrictions
The Companion Fare is only available once per year, and there are some restrictions on when and how it can be used (e.g., blackout dates and booking requirements). It also applies only to round-trip flights and on the same reservation as the primary ticket holder.
Higher APR
The Alaska Airlines Credit Card comes with a relatively high APR (20.99% – 27.99% variable), which can lead to costly interest charges if you carry a balance.
Limited Airline Benefits Outside Alaska Airlines
While you can earn miles on Alaska Airlines and its partners, other travel cards may offer broader rewards and benefits for a wider range of airlines and travel expenses.
No Premium Travel Benefits
Unlike some premium travel cards, the Alaska Airlines Credit Card does not offer luxurious perks such as airport lounge access or elite status with partner airlines.
Who Should Consider the Alaska Airlines Credit Card?
The Alaska Airlines Credit Card is an excellent choice for certain types of travelers who can take full advantage of its rewards and benefits. Here’s a breakdown of the key groups who should consider this card:
Frequent Alaska Airlines Flyers
If you’re a regular traveler with Alaska Airlines, the Alaska Airlines Credit Card offers numerous benefits tailored to your needs, including the Companion Fare, free checked bags, and extra miles on purchases made with the airline. These perks can help you save money on flights and earn rewards more quickly.
Travelers Based in Alaska or the West Coast
Alaska Airlines has a strong presence on the West Coast and in Alaska, so if you live in one of these regions and often fly to or from these areas, this card could provide great value. The card’s benefits, including the ability to earn extra miles on Alaska Airlines purchases, make it a natural fit for West Coast and Alaskan residents.
Families and Couples Who Travel Together
The Companion Fare perk is a standout feature of the Alaska Airlines Credit Card. It allows you to book a discounted round-trip ticket for a companion, which can save families and couples hundreds of dollars on their travel. If you frequently travel with a partner or family, this can be a significant cost-saving advantage.
Travelers Who Want to Earn Miles on Everyday Purchases
If you’re looking to earn rewards on your day-to-day spending, the Alaska Airlines Credit Card offers 3 miles per dollar spent on Alaska Airlines purchases and 1 mile per dollar on other purchases. This makes it a solid choice for those who want to accumulate miles quickly for future flights.
Those Looking for Travel Perks Without Foreign Transaction Fees
For international travelers, the card offers the benefit of no foreign transaction fees, which can help you save money when making purchases abroad. Additionally, the card comes with travel protections, such as trip cancellation insurance and lost luggage reimbursement, which add value when traveling internationally.
Budget-Conscious Travelers
If you want a travel rewards card with relatively low annual fees ($75) compared to other premium cards, the Alaska Airlines Credit Card offers good value without the hefty cost. Its no-foreign transaction fees, travel protections, and earning potential can provide a solid return for those looking for affordable travel perks.
Budget-Conscious Travelers Who Want Extra Savings
If you’re looking for ways to save on travel, especially for those who take multiple flights per year, the free checked bags and the annual Companion Fare can add up to significant savings. Families or groups traveling together can especially benefit from these perks.
Travelers Who Are Loyal to One Airline and Want to Maximize Rewards
If you prefer to stay loyal to a specific airline and want to maximize your rewards on that carrier, the Alaska Airlines Credit Card is ideal. With its ability to earn miles on Alaska Airlines purchases and the ability to transfer those miles to partners, the card can be a powerful tool for frequent Alaska Airlines customers.
Tips and Tricks for Alaska Airlines Credit Cardholders
To make the most of your Alaska Airlines Credit Card, here are some helpful tips and tricks that can help you maximize your rewards, save money, and enjoy all the benefits the card offers.
Use the Companion Fare to Save Big
The Companion Fare is one of the most valuable perks of the Alaska Airlines Credit Card. To get the most out of it, plan your trips ahead of time and use the fare for a round-trip ticket at a discount. Remember, the Companion Fare applies to round-trip flights only, so it’s ideal for planning vacations with a companion, whether for business or leisure. Make sure to check for any blackout dates or restrictions that may apply to ensure you can use the Companion Fare when you need it.
Maximize Miles on Alaska Airlines Purchases
You earn 3 miles per dollar spent on Alaska Airlines purchases. To take advantage of this, always use your Alaska Airlines Credit Card when booking flights, buying tickets, or making purchases through the airline’s website. This will help you quickly accumulate miles for future flights. Don’t forget to use your card when making purchases at Alaska Airlines-operated stores, like the Alaska Airlines Mileage Plan shopping portal, to rack up more miles.
Earn Miles with Everyday Purchases
While you only earn 1 mile per dollar on other purchases, this still adds up over time. Use your Alaska Airlines Credit Card for all your regular spending, including groceries, dining, and gas. The miles will accumulate quickly, and before you know it, you’ll have enough for an award flight. Take advantage of online shopping portals or special offers that give you bonus miles for purchases. Keep an eye on these opportunities to boost your rewards.
Track Miles and Use Them Wisely
Regularly check your Mileage Plan balance to see how many miles you have accumulated. You can redeem miles not only for flights with Alaska Airlines but also with their airline partners. Some airlines in the Mileage Plan network offer more favorable redemption rates, so it’s worth researching your options before booking a flight. If you’re planning a vacation, consider booking flights with airline partners like American Airlines, British Airways, or other partners in the Mileage Plan network for more redemption flexibility.
Take Advantage of Travel Protections
Don’t overlook the travel protections included with your card. Benefits like trip cancellation insurance, lost baggage reimbursement, and travel accident coverage can offer peace of mind when you’re on the go. Always pay for your travel-related expenses (such as flights or hotels) with your Alaska Airlines Credit Card to activate these protections.
Set Up Alerts and Automatic Payments
To avoid late fees, set up automatic payments to ensure your bill is paid on time every month. You can also schedule spending alerts to help keep track of your mileage balance and expenses. These reminders help ensure you stay on top of payments, avoid interest charges, and maximize the benefits of your card.
Utilize the 20% In-Flight Discount
As an Alaska Airlines Credit Cardholder, you get a 20% discount on in-flight purchases like snacks, drinks, and entertainment. This is a great way to save on food and beverages during your flight, especially on longer trips.
Be Aware of Special Promotions
Alaska Airlines and Bank of America often run special promotions for earning bonus miles, discounted companion fares, or other cardholder perks. Be sure to check your email and account regularly for offers, and consider planning purchases around them to maximize your rewards.
Review Your Annual Fee Benefits
With an annual fee of $75, the Alaska Airlines Credit Card is relatively affordable compared to other travel cards, especially when you consider the Companion Fare and other benefits. Review your card’s perks annually to ensure they still align with your travel needs and to make sure the fee is worth the rewards you’re getting.
Redeem Miles for More Than Flights
While the best value for your miles is typically in flight redemptions, you can also use your Alaska Airlines miles for hotel stays, car rentals, and even gift cards through the Mileage Plan program. Always explore these alternative redemption options if you’re looking to use your miles for something other than flights.
Combine with Other Loyalty Programs
If you’re loyal to other airlines, take advantage of Alaska’s Mileage Plan partners to earn and redeem miles across a wide network of airlines. Combining miles from various loyalty programs can stretch your rewards even further, allowing you to book more flights with fewer miles.
Avoid Interest Charges by Paying in Full
To avoid interest on your purchases, always try to pay off your balance in full each month. If you must carry a balance, try to make a payment as soon as possible to reduce the interest charges that can accumulate at the high APR rates (20.99% – 27.99%).
How to Apply for the Alaska Airlines Credit Card
Applying for the Alaska Airlines Credit Card is a simple process that can be done online. Here’s a step-by-step guide to help you through the application process:
Check Your Credit Score
Before applying for the Alaska Airlines Credit Card, it’s a good idea to check your credit score. The card typically requires a good to excellent credit score, usually above 670. If your credit score is lower than this range, you might want to consider improving it before applying to increase your chances of approval.
Choose the Right Card
Alaska Airlines offers a few different credit cards, including the Alaska Airlines Visa Signature® Credit Card and the Alaska Airlines Platinum Plus® Visa Credit Card. The Visa Signature card comes with additional perks, like a higher miles earning rate and travel protections, but also carries a higher annual fee.
Decide which version of the card aligns with your needs and budget. If you’re not sure, review the benefits and compare the two options to see which one offers the best value for you.
Visit the Application Page
Head to the official Alaska Airlines Credit Card application page on the Bank of America website. You can easily find it by searching for “Alaska Airlines Credit Card application” or visiting Alaska Airlines’ website and navigating to their credit card section.
Fill Out the Application Form
You will need to provide some basic information, including:
- Personal details: Name, address, phone number, email, and Social Security Number (SSN)
- Employment information: Employer’s name, job title, income, and other financial details
- Financial details: Monthly housing payment (rent or mortgage), other sources of income, and any debts or liabilities
This information helps the card issuer evaluate your creditworthiness.
Review the Terms and Conditions
Read through the credit card’s terms and conditions, including the interest rates, fees, and rewards structure. It’s important to fully understand the card’s benefits and costs before submitting your application.
Submit the Application
Once you’ve reviewed everything and filled out the form, submit your application. In most cases, you’ll get a response within a few minutes if you apply online. If your application requires further review, you might need to wait a few days for a decision.
Wait for Approval
If approved, you will receive your Alaska Airlines Credit Card in the mail within 7-10 business days. You will also receive your credit limit and the annual fee information, along with instructions on how to activate your card.
Activate Your Card
Once you receive your card, follow the instructions to activate it, either by phone or online through your Bank of America account. Once activated, you can start using your card for Alaska Airlines purchases and everyday spending to earn miles.
Start Earning Miles
After activation, begin using your Alaska Airlines Credit Card to earn miles. Make sure to take advantage of the welcome bonus offer, Companion Fare, and other perks like free checked bags and mileage rewards on Alaska Airlines purchases.
Manage Your Account Online
To track your spending, rewards, and account balance, you can log in to your Bank of America online account or use the mobile app. You can also set up automatic payments and alerts to ensure you stay on top of your credit card bills.
Conclusion
The Alaska Airlines Credit Card is a valuable tool for those who frequently fly with Alaska Airlines or are looking to maximize their travel rewards. With its generous earning potential, travel perks like the Companion Fare, free checked bags, and valuable miles rewards, it’s a great card for loyal Alaska Airlines customers. Additionally, the no foreign transaction fees and travel protections make it an excellent choice for both domestic and international travelers.
By using the card for everyday purchases and taking advantage of promotional offers, cardholders can rapidly accumulate miles for future flights, hotel stays, and even car rentals. The annual fee is relatively low compared to other travel credit cards, and the benefits far outweigh the cost for many users.
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FAQs About Alaska Airline Credit Card
What is the Alaska Airlines Credit Card?
The Alaska Airlines Credit Card is a travel rewards credit card offered by Bank of America. It allows cardholders to earn miles on everyday purchases, receive benefits like the Companion Fare, free checked bags, and other travel perks with Alaska Airlines.
How do I earn miles with the Alaska Airlines Credit Card?
You can earn miles with the Alaska Airlines Credit Card by using it for Alaska Airlines purchases and other everyday spending. You earn 3 miles per dollar on Alaska Airlines purchases and 1 mile per dollar on other purchases.
What is the Companion Fare and how does it work?
The Companion Fare allows you to bring a companion on a round-trip flight for a discounted fee (typically $121) when you purchase a qualifying fare. This benefit is available once per year on the cardholder’s account anniversary.
Are there any annual fees for the Alaska Airlines Credit Card?
Yes, the annual fee for the Alaska Airlines Credit Card is $75. This fee is considered reasonable given the rewards and benefits like the Companion Fare and free checked bags that come with the card.
What are the key benefits of the Alaska Airlines Credit Card?
Key benefits of the Alaska Airlines Credit Card include:
3 miles per dollar on Alaska Airlines purchases
1 mile per dollar on all other purchases
Companion Fare once per year
Free checked bags for you and up to 6 companions
20% discount on in-flight purchases
No foreign transaction fees
Travel protections, including trip cancellation and baggage protection
Can I use my Alaska Airlines miles for flights with other airlines?
Yes, you can use your Alaska Airlines miles to book flights not only with Alaska Airlines but also with its partner airlines. Alaska Airlines has several airline partners in the Oneworld Alliance and beyond, offering more options for redeeming miles.
How do I redeem my Alaska Airlines miles?
You can redeem your miles for award flights, hotel stays, car rentals, and even gift cards. To get the best value from your miles, it’s recommended to redeem them for flights, especially on Alaska Airlines and its partner airlines.
Does the Alaska Airlines Credit Card charge foreign transaction fees?
No, the Alaska Airlines Credit Card has no foreign transaction fees, making it an excellent choice for international travelers who want to earn miles and avoid additional charges when making purchases abroad.
How can I check my miles balance and account activity?
You can track your miles and account activity by logging into your Bank of America online account or by using the Bank of America mobile app. Additionally, you can check your miles balance directly on the Alaska Airlines website through your Mileage Plan account.
How long does it take to receive my Alaska Airlines Credit Card after approval?
Once approved, you should receive your Alaska Airlines Credit Card within 7-10 business days. You will also receive instructions on how to activate your card.
How can I check my miles balance and account activity?
The Alaska Airlines Credit Card is typically available to U.S. residents. If you are an international applicant, check the specific eligibility requirements with Bank of America for your country.
Can I use the Alaska Airlines Credit Card for purchases other than flights?
If you wish to cancel your Alaska Airlines Credit Card, you can contact Bank of America customer service to close your account. Keep in mind that any unredeemed miles may be lost if the account is closed, so ensure you use them before cancellation.
How do I earn bonus miles with the Alaska Airlines Credit Card?
New cardholders often receive a welcome bonus of miles after meeting a minimum spending requirement within the first 90 days of account opening. Check the specific offer details when applying to see how much you can earn.
Can I use the Alaska Airlines Credit Card for purchases other than flights?
Yes! You can use the Alaska Airlines Credit Card for everyday purchases, such as groceries, dining, gas, and more, to earn miles on all your spending, not just on Alaska Airlines flights.
Is there a limit to how many miles I can earn with the Alaska Airlines Credit Card?
No, there is no earning cap on the miles you can earn with the Alaska Airlines Credit Card. The more you spend, the more miles you can accumulate, especially when purchasing Alaska Airlines flights.
Can I transfer my Alaska Airlines miles to other frequent flyer programs?
While you can’t directly transfer Alaska Airlines miles to other frequent flyer programs, you can use your miles to book flights on Alaska Airlines’ partner airlines, giving you more flexibility in your travel options.
How do I activate my Alaska Airlines Credit Card after receiving it?
Once you receive your card, you can activate it either through the Bank of America website, via the mobile app, or by calling the activation number provided with your card.
Does the Alaska Airlines Credit Card offer travel insurance?
Yes, the Alaska Airlines Credit Card includes travel protections, such as trip cancellation, travel accident insurance, and lost luggage coverage. These protections can help you save on unexpected travel expenses.
Can I redeem Alaska Airlines miles for hotel stays or car rentals?
Yes, you can redeem your miles for hotel stays and car rentals through Alaska Airlines’ partner programs. Alternatively, you can use your miles for vacation packages or gift cards.
How can I earn more miles with Alaska Airlines?
You can earn extra miles by booking flights directly through Alaska Airlines, shopping through the Mileage Plan Shopping Portal, or making purchases with your Alaska Airlines Credit Card. Be on the lookout for special promotions to maximize your earnings.
Can I upgrade to first class using miles from the Alaska Airlines Credit Card?
Yes, Alaska Airlines offers the option to use your miles for upgrades to first class, subject to availability and specific terms. Typically, you’ll need to use your miles for a mileage upgrade request once your ticket is purchased.
Is there a grace period for paying the Alaska Airlines Credit Card bill?
Yes, the Alaska Airlines Credit Card typically offers a 25-day grace period on new purchases. This means if you pay your balance in full by the due date, you can avoid paying interest charges.
Does the Alaska Airlines Credit Card offer rewards for non-flight purchases?
Yes, you earn 1 mile per dollar on all non-Alaska Airlines purchases, including shopping, dining, and other everyday expenses. This helps you earn miles even on things other than flights.
Can I add an authorized user to my Alaska Airlines Credit Card?
Yes, you can add an authorized user to your Alaska Airlines Credit Card account, which allows them to make purchases and earn miles on your account. Keep in mind that any spending will count toward your rewards.
What happens to my Alaska Airlines Credit Card if I no longer want to keep it?
If you no longer want to keep your Alaska Airlines Credit Card, you can close your account by contacting Bank of America customer service. However, make sure to redeem any unused miles before closing the account.
Can I use my Alaska Airlines Credit Card for purchases outside the U.S.?
Yes, you can use your Alaska Airlines Credit Card for international purchases. The card does not charge foreign transaction fees, so it’s a great option for earning miles and saving on international travel expenses.
How do I check my miles balance and account activity?
You can check your miles balance and account activity by logging into your Bank of America account or using the Bank of America mobile app. Alternatively, you can view your miles and manage your account directly through the Alaska Airlines website.
How do I know when my Companion Fare is available?
Your Companion Fare is available once per year, typically on your cardholder anniversary. You will receive a code or instructions to redeem the Companion Fare via email or through your Bank of America account.
What happens to my miles if I close my Alaska Airlines Credit Card account?
If you close your account, you may lose any unredeemed miles, so it’s important to use them before closing your card. Ensure you redeem miles for flights or other rewards before canceling your card.
Is the Alaska Airlines Credit Card available to international applicants?
The Alaska Airlines Credit Card is primarily available to U.S. residents with a U.S. address and Social Security Number (SSN). International applicants may need to meet additional requirements or may not be eligible.
Are there any specific spending categories where I earn more miles with the Alaska Airlines Credit Card?
You earn 3 miles per dollar on Alaska Airlines purchases, such as flight tickets, checked bags, and in-flight purchases. For all other purchases, you earn 1 mile per dollar.
Can I redeem my miles for a flight if I don’t have enough miles for a full ticket?
Yes, you can use miles + cash to redeem a flight if you don’t have enough miles to cover the full ticket cost. This allows you to book a flight even if your miles balance is lower than the required amount.
How can I maximize the benefits of my Alaska Airlines Credit Card?
To maximize benefits:
Use the card for Alaska Airlines purchases to earn 3 miles per dollar.
Take advantage of the Companion Fare annually.
Use your card for everyday purchases to earn miles.
Redeem miles for award flights, and watch for special redemption deals.
Does the Alaska Airlines Credit Card offer rental car insurance?
Yes, the Alaska Airlines Credit Card provides rental car insurance as part of its travel protections. This coverage may include damage or theft of the rental car when you use your card to pay for the rental.
How do I report fraudulent activity on my Alaska Airlines Credit Card?
If you notice fraudulent charges on your Alaska Airlines Credit Card, contact Bank of America customer service immediately. They will assist in reporting the activity, investigating the charges, and securing your account.
Can I earn miles for purchases made through third-party websites?
Yes, you can earn miles by shopping through the Alaska Airlines Mileage Plan Shopping Portal. This portal lets you earn miles when making purchases from a variety of partner retailers.
Are there any specific restrictions for using the Companion Fare?
The Companion Fare is subject to certain restrictions, including blackout dates and eligibility for specific fare classes. It is available on most Alaska Airlines flights, but be sure to check for exclusions or limited availability when booking.
