Account Opening Charges

Free

Kotak 811 Zero Balance Savings Account

Interest Rate
Up to 7%* p.a.

Account Opening Charges

Free

Kotak 811 Zero Balance Savings Account

Interest Rate
Up to 7%* p.a.

Debit Card: 

  • The daily ATM withdrawal limit is Rs 10,000 for domestic and international transactions.
  • The daily purchase cap of Rs. 5,00,000 for both domestic and international transactions.
  • Using the card is safe and secure due to the integrated chip within.
  • Convenient for both offline and online transactions.
  • Able to make limitless withdrawals across ATMs
  • Obtain Free Insurance and Entry to Airport Lounges.
  • It enables contactless and tap-to-pay transactions.
  • Can be used for International transactions.
  • From time to time Offers and discounts at Merchant Outlets.

Offers And Discounts:

  • Flat 12% Instant Discount while booking a domestic flight on MakeMyTrip.
  • Save up to 10%* on your upcoming flight with Qatar Airways.
  • 7% cash back at DMart with a minimum purchase of Rs. 4000.
  • Flat discounts of Rs. 75 on various restaurants with Kotak Debit cards.
  • Up to Rs. 25,000 discount with a Rs. 50,000 minimum order amount.
  • 10% instant discount at Croma stores on a minimum spend of Rs.15000, up to Rs.1500.
  • Gain Free Access to Audio Stories worth Rs. 360 on FM Pocket.

Product Features: 

  • Online account opening available.
  • With ActivMoney Paperless Process, you may earn up to 7%* interest per year
  • No paperwork for stress-free account opening.
  • Credit card and debit card instantaneously provided against FD
  • There are no fees for not maintaining the minimum balance.
  • Access around-the-clock using Internet Banking and the Kotak 811 App.
  • Free online payments with IMPS, UPI, NEFT, Scan, pay, and pay your contact.
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